Tax Savings for Residents, 2025 Edition
Since residents earn in the upper five-figure range, it’s easy for many to assume that tax optimization is a future-them … Read more
Jorge Sanchez, MD
The Sunday Best (08/17/2025)
The Department of Education has released proposed rules that could bar certain nonprofits and public employers from PSLF eligibility starting … Read more
How FIRE Made Me a Better Parent
FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but … Read more
From 996 to 007: How Hustle Culture Evolved and Won
Once upon a pandemic, we had an epiphany: work was killing us. We were exhausted, underslept, over-Zoomed, and living on … Read more
Are Trump Accounts the Trump Card America Needs? OBBBA and the Baby Bonus
Global population trends have been worrisome for many years now. Countries like South Korea, Japan, Italy, Spain, and Germany are … Read more
The Sunday Best (08/10/2025)
After stocks gained more than 2% in July, the first day of August landed with a thud, as the S&P … Read more
Tulipmania and Modern Investing: Are We Repeating The Same Mistakes?
Jordan Frey MD, a plastic surgeon in Buffalo, NY, is one of the fastest-growing physician finance bloggers in the world. … Read more
Direct Indexing vs. ETFs: An Analysis for Physicians
Most physicians know the standard playbook: max out retirement accounts, then invest in low-cost index funds, typically exchange-traded funds (ETFs) … Read more
Back to School: The Best Deals and Splurges
It’s back-to-school season. If you’ve got a budding scholar at home — or just want to score some crisp, autumn … Read more
How Immigration Policy is Breaking the Backbone of Elder Care
We don’t usually talk about what happens in the unseen corners of aging. Not in any real detail. The daily … Read more
The Sunday Best (08/03/2025)
There are no if-then rules that apply to the stock market that work every time. If that were the case, … Read more
Millionaire Wisdom: How to Become Wealthy
ESI Money is a site about managing your money, so you can become wealthy. This site is a summary of … Read more
The Reality of Changing U.S. Real Estate Prices
Back when people had more time on their hands, window shopping used to be a thing. It was something you … Read more
The Sunday Best 07/27/2025
If corporations are becoming more efficient with higher profit margins, shouldn’t we expect higher returns? Can valuations remain this high … Read more
The Monthly Money Trap: How An “Affordable” Payment Isn’t
Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been … Read more
Can You Get Money Out of Your 529?
A 529 plan isn’t complicated. Funding it is easy, and so is watching it grow. But using it without tripping … Read more
Does Medicare Cover Long-Term Non-Medical Care?
Nearly 70% of Americans aged 65 and older will require some form of long-term support or services in their lifetime. … Read more
The Sunday Best 07/20/2025
Today’s advice is universal. These are “cosmic truths” about grocery shopping. They will save you money on food, no matter … Read more
Retiring Early? Don’t Expect Your Friends to Follow You
FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but … Read more
10 Harsh Money Lessons Every PGY-1 Resident Learns the Hard Way
Match Day feels like a major life win, and in many ways, it is. You’ve landed your residency. You’re finally … Read more