Skip to content 
Lent, Chocolate, and the Art of Retirement
I’ve a bit of an issue with chocolate. More precisely, I’m a chocoholic. Love the damned stuff with a passion … Read more
Jorge Sanchez, MD
How Physicians End Up Overpaying the IRS (And What to Do About It)
Doctors spend a decade in training to earn a high income…only to turn around and spend the next three decades … Read more
The Sunday Best (03/29/2026)
Radiology is a field optimized for human replacement, where digital inputs, pattern recognition tasks, and clear benchmarks predominate. If the … Read more
What’s Middle Class in New York City?
A reader asks: I need Ben’s take on the viral NYT story about the “middle class” couple who make $500k … Read more
One Big Beautiful Bill Act: What It Means for Physician Taxes in 2025 and 2026
Congress named this one with confidence. The One Big Beautiful Bill, signed into law on July 4, 2025, runs over … Read more
The Sunday Best (03/22/2026)
Why is it so important that both partners in a relationship understand their tax situation, even if they’re not the … Read more
An Asset-Liability Mismatch
My first job in the industry was working as an analyst for an institutional investment consulting firm that specialized in … Read more
The Sunday Best (03/15/2026)
It’s incredibly common to assume that saving and investing are about becoming rich; building the biggest pile of money possible. … Read more
Signal Collapse and the New Proof of Work
For the past few decades, being in shape was the ultimate “proof of work.” You couldn’t buy it. You had … Read more
The Sunday Best (03/08/2026)
The 2000s decade included two wars, a massive housing market crash and the biggest financial crisis since the Great Depression. … Read more
Furnishing Your Residency Home: What to Buy, What to Skip, and 11 Overlooked Ways to Keep It Cheap
You did it. You finished med school, got matched, and criss-crossed the country in your old SUV to start your … Read more
The Sunday Best (03/01/2026)
OpenAI said on Friday it is raising $110 billion in a blockbuster funding round that would value the ChatGPT maker … Read more
Planting Your Money Trees
Becoming a parent has turned me into an involuntary firefighter. I don’t get a cool hat, or get to drive … Read more
11 Tax Deductions Physicians Miss (That Could Save You $50K+ This Year)
Let’s talk about money you’re leaving on the table. Not because you’re bad with money, but because the tax code … Read more
Is the 4% Rule Too Frugal for Doctors?
The 4% rule has guided retirement planning since 1994 — but it was designed for 30-year retirements, not the 50-year … Read more
Top Money Moves Doctors Should Make Early in 2026
The first quarter of the year is when most doctors are flush with bonus checks and maybe even a little … Read more
The Sunday Best (02/22/26)
Being retired shouldn’t mean working for free. Retirement forces you to set the conditions under which your time is offered. … Read more
You Didn’t Survive Residency to Overpay the IRS
I’ll keep this blunt. Seventy-five percent of physicians believe they pay too much in taxes. And the data says most … Read more
The $3,000 Mistake 585,000 Retirees Made Last Year (And the 10-Minute Fix)
Benjamin Franklin famously wrote that “in this world nothing can be said to be certain, except death and taxes.” He … Read more
The Sunday Best (02/15/2026)
The changing demographics in the U.S. — more old people, fewer young ones — are reshaping jobs and spending in … Read more