Skip to content 
How to Pay Off Debt: The 3 Methods Explained
Some prefer to ask whether or not one should pay off debt rather than how to pay off debt, but for the purpose of today’s discussion, we’ll assume that paying…
Search Results for: pay yourself last – Page 2
How to Grow Passive Income & Pay Little-to-No Tax Forever
…does not pay any taxes, rather accredited investors pay taxes on their personal returns. Another common form of real estate crowdfunding investment occurs through debt financing. For this investment type,…
ALL POSTS
…The Fast Lane: Best Cars for Doctors What Do the Higher Social Security Payments in 2025 Mean For Millions of Americans Why Investors Often Abandon Buy-and-Hold and Why You Shouldn’t…
Should You Pay Taxes With a Credit Card?
…A Credit Card? To pay the least in fees, you need to make a direct payment using Pay1040 or ACI Payments. If you make a direct payment, you will pay:…
Debt Free by Forty: Why I Chose to Pay Off My Mortgage
…few: WCI Forum: Mortgage vs taxable investing WCI Forum: Pay off mortgage or invest extra funds Bogleheads: Anyone regret paying off mortgage? Bogleheads: To pay or not to pay off…
They’re Paying 0% to 1% Interest on Private Student Loans After Variable Rate Refinancing
…refinanced variable rate student loans reported paying under 1% currently. All but two were paying less than half a percent, and two were paying no interest at all. These great…
Why a Roth IRA Is a Bad Idea (Yes, You Can Lose Money)
…today. So why pay taxes now? You’ll probably make far less in retirement and pay a lot less in taxes. 2. You’ll be paying a higher tax rate now…
Pay Negative Taxes
I’ve shown you how easy it can be to pay no federal income tax in retirement. In fact, it’s not difficult to pay negative taxes, that is, to have the…
Paying Yourself First – 6 Ways to Automate Your Financial Life
…to pay yourself first by automating your financial life. The purpose behind paying your self first is to prevent yourself from the most common American financial mistake – spending everything…
10 Apps That Will Help You Manage Your Debt
…Track your payoff progress and the interest you’ve saved. Pay Off Debt also prioritizes keeping you motivated during your debt payment journey: the app provides a burst of motivation with…
Physician Mortgage Lenders
…loan. Their key features are: No PMI despite a down payment of only 0-10%. Special treatment for student loans (usually they only take required payments into consideration). Will close before…
Confessions of an Ex-AUM Financial Advisor
…source besides you. Otherwise, you will end up paying, and paying, and paying, and paying . . .” (p. 294) William Bernstein, The Four Pillars of Investing I believe that…
Estimated Taxes and the Safe Harbor Rule
…this by paying an appropriate amount with his quarterly estimated tax payments. But either way, the amount withheld or sent in with estimated tax payments may have little to do…
Locum Tenens Physician: A Comprehensive Guide
…the one I chose to work with and still support One World Surgery. Locums Work Pays Well Unlike positions with partnership tracks, locum tenens positions pay well from day…
Mortgage Debt Versus Student Loan Debt: Which is Better to Have?
…where a borrower is bound to repay with a fixed number of payments. Mortgages are used by individuals and businesses when they make large real estate purchases without paying the…
Why WCI Hates Parent PLUS Loans
…good federal programs such as: Income-Based Repayment (IBR) Pay As You Earn (PAYE) Revised Pay As You Earn (REPAYE) Public Service Loan Forgiveness (PSLF) If the borrower or the student…
The Value of a Financial Advisor
…little reason to pay 1%, much less MORE than 1%. Then try to pay as much as possible from tax-deferred accounts. Might as well pay with pre-tax dollars if you…
Paying Off the Mortgage Early is a Mistake I’ll Never Regret
…loan possible that I could afford. Plus, I had plans to make extra payments each month to pay it off more quickly. I didn’t want this debt to limit me…
Physician Lifestyle Inflation After The First Big Paycheck
…left if we subtract all of the following from that $16,500 paycheck: $4,000 mortgage payment ($750,000 home at 4.5% – 30 year fixed) $3,000 student loan payment (paid off…
Refinancing for Retirement: How to Sort Out Your Student Loans
…It was then that my $300-a-month payment grew to $500 per month, because I hadn’t been paying down the interest each month. That was 31% of my paycheck! And now…