The Sunday Best (11/19/2017)

The Sunday Best
The Sunday Best is a collection of articles I’ve curated for your reading pleasure.

Expect most of the writing to be from recent weeks and consistent with the themes presented on this website: investing & taxes, financial independence, early retirement, and physician issues.


Presenting, this week’s Sunday Best:


Load this one up while you peruse the rest of the Best. The Mad Fientist and The 1500s interrogated interviewed me in a 20-minute podcast recorded at FinCon. The title says it all: Physician on FIRE – Geographic Arbitrage, Sunk Costs, and Gangsta Rap.


Not every FIRE blogger is an engineer. But most of them are. How the cleverly named Grounded Engineer engineered a low-cost, high-quality education. Affordable Engineering  Schools: How I Became a Golden Gopher [despite growing up in Badger country].


You know how I invest and manage my money. Want a peek at some other wealthy folks do it? From J.P. @ The Money Habit, Four One Percenters Share How They Manage Their Money.


Another One Percenter shares how he and his family spend their money. The White Coat Investor and family have more than twice our annual budget, but we’re not as different as it seems (see my comment). A Budget Without Payments.


She could have been a one percenter, but she values freedom and a crazy little thing called love. Why Gwen of Fiery Millennials is quitting her job and heading Up North in I’m Turning Down $2.7 Million Dollars.


A bit further Up North, a physician is plotting his own escape. The Loonie Doctor (he’s not crazy, just Canadian) tells us why in The Pillars of FIRE.


Are you getting the most out of the business credit card in your wallet? Check out the top business credit card offers today.The Best Business Credit Cards
He won’t be alone up there. From Canadian Dream Free at 45 comes a post-RE recap. Life After FIRE — Two Months In.


Like me, Accidental FIRE is FI, but not yet RE. Like me, he’s enjoying a part-time schedule. How’s that going? He’ll gladly tell you in Dead Man Walkin’!


He’s also FI, also not RE, and willing to share his story. Passive Income MD sits down with Future Proof MD in the latest Future Proof Docs — Passive Income MD. Brings me back to when I was once a Future Proof Doc.


ESI Money continues to interview fellow millionaires. I took part in Interview #5, which I’ve told him is easily his favorite, but I’ve got stiff competition from another batch of rich folk:


Three Things For Which I am Grateful


Week one of our Spanish immersion experience is in the books, or as I should say, en los libros. We’re not immersing ourselves too deeply, taking an hour or two of class per day while sightseeing and “roadschooling” the boys with reading, writing, ‘rithmetic, and more.

One of those other things we’re all doing daily is writing down three things for which we are grateful and one thing that brought us joy in the last 24 hours.

Yesterday was my birthday and we were out and about all day long and got home just in time to get the boys to bed, so we didn’t have a chance to do our journaling and talk it over as a family like we normally do. As I write this, it’s Saturday evening, and I will share my journaling with you all, instead.


1. I am grateful for the part-time schedule that allows us to have this experience. If this were a typical one-week vacation, we’d be packing now and heading home tomorrow. I can’t imagine.

2. I am grateful for the support of our friends and family who are aware of my early retirement plans. We’ve been dropping hints for some time now, and the people who know our intentions have been surprisingly understanding. I’ve seen surprise and a bit of confusion, but no real opposition to our plans.

3. I am grateful for this online community that I’ve discovered and helped to grow. Between the blogging friends I got to meet in person at FinCon and all of you who read this site, leave great comments, send me e-mails, or find me on social media, I have made so many new friends. For you, I am grateful.


And One Thing That Brought Me Joy


dinner with a view

view from our dinner perch

What brought me joy in the last day? I’ll go with my birthday dinner. The four of us enjoyed an upstairs patio with a view, had a tasty meal, and shared a piece of delicious chocoflan cake. My wife and I each had a cerveza and the whole thing set us back about $14.

Unfortunately, the place did not take credit cards, and we had used up most of our local currency just beforehand dinner buying gifts for family back home. The restaurant had no interest in our American dollars and I was the equivalent of a few dollars short.

I briefly considered leaving our boys behind to wash dishes for the rest of the night, but then I remembered my new friends Dave and Debibe, the early retirees and world travelers we had just met upstairs. I offered to swap currency with them, but they insisted on giving me what I needed as a little birthday present. We settled up with our waitress and were on our way home.

After walking a block or so, I felt bad that I took our friends’ money and offered nothing in return but the dollars they had refused. Remembering that I had some local craft brews in my backpack, I did a quick 180, ran back up to the restaurant, offered Dave his choice of an IPA or a cacao chile stout, and left sans IPA with a smile on my face.

And now I’m enjoying a cacao chile imperial stout. Thanks again, Dave!


Hazmela Rusa Cerveza Oscura

bringing the joy


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Tienes una semana fantastico!

-Physician on FIRE


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