The Sunday Best (1/8/2017)

The Sunday Best is a collection of a handful of posts I share with you each week. With so many informative and inspirational writers out there, I have no trouble coming up with a number of worthwhile reads each week.

Every featured post should be of interest to any physician seeking financial independence. Some will be written by your physician colleagues; others will be written by our friends and patients who share common goals and interests.

Presenting, this week’s Sunday Best:


What the Heck is HEP? [Hint: not a liver disease in this case] Economist FinanciaLibre answers and tells you why you should care in The Single Greatest Stock Market Predictor is… What? [site inactive]


Live Free MD crushed a massive debt in 2.5 years. A 1.9% variable refinance with SoFi helped. But still, how did he do this? How I Paid Off $400,000 Worth of Debt.


Another physician has an aggressive debt payoff schedule in store for 2017, the year in which his will be destroyed with five-figure monthly payments. Read Some Random Guy Online‘s 2016 Financial Year in Review, Goals for 2017.


In an Oldie But Goodie from 2008, The Finance Buff Harry Sit discusses traditional versus Roth 401(k) contributions. He makes it clear where he stands in The Case Against Roth 401(k).


Dr. Dahle goes on vacation and comes back with some lifestyle wisdom. From the White Coat Investor, 6 Lessons Learned in Belize.


2016 was a year of transition for Drs. Nii & Renee Darko of Keeping Up with the Darkos. Big changes are coming next year for the podcaster and entrepreneur. They explain it all in Our Year of Failure Was a Success!


The Darkos aren’t the only ones celebrating their failures. The “Elephant Eater,” a physical therapist with an incredible savings rate who writes @ Eat the Financial Elephant fell short of savings goals for a good reason. Learn more in Why We’re Happy We Didn’t Achieve Our Goal.


A couple of my friends got together for a little Q & A. The Happy Philosopher visits Mr. 1500 in 10 Questions with The Happy Philosopher.


First Blogiversary


Guess what? This blog turns one tomorrow! I’ll be sharing some of my thoughts after one year of blogging in a “blogiversary” post on Tuesday, and e-mail subscribers will receive a quarterly newsletter tomorrow detailing blog revenue, statistics, and more. Not signed up yet? It’s not too late. All subscribers also receive access to an Excel file containing all of the calculators I’ve created.

Below, I’d like to share a few of the ways we get through a long, cold winter, but first I’d like to share a few words about Set For Life Insurance in this week’s Sponsor Spotlight.

Led by President Jamie Fleischner, Set For Life has been in business since I was in high school. They’ve got a great web site with a wealth of resources, including a few hundred blog posts in the eight-year archive, including numerous client stories.

Specializing in disability insurance, Set For Life has access to numerous discounts, particularly for women and for employees of hundreds of individual hospitals and universities. If you are a resident, now is the time to safeguard your future and lock in your rates.


Technically, winter is only a couple weeks old. Truthfully, it’s been around for a couple months here Up North. We got a foot of snow on my birthday mid-November, and Old Man Winter decided to stick around for the season.

Some people can’t stand the winter. They either move south or become snowbirds, living Up North most of the year, and flying Down South during the worst of the weather.

Others embrace the winter and take full advantage of the unique opportunities provided by the cold, snow, and ice. Me? I’m just sort of used to it. I spent a few years in the land of snowbirds, but am happy to be back Up North. I’m no winter fanatic, but we find ways to stay active year round.


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Weird Stuff We Do in the Winter


I’m on a curling league. One of our urologists approached me in my first year here and pulled me aside. This made me nervous, until I realized he was inviting me to join his curling team, and that there would be no digital exam. Curling is not only an Olympic sport, but it’s also rather fun and addicting. Curling league has a great tradition of the winning team buying a round of beverages for the losing team, and enjoying them together after the game.


curling club


Our boys aren’t quite big enough to handle the 44 pound curling stones, but they are big enough to ski. We have a well-organized cross-country ski club with groomed trails about a half mile from our home. Our boys take weekly lessons and all four of us have gear to use all winter long. Downhill skiing is also available nearby, but nordic skiing is a great workout. The nearby arboretum is a great place to snowshoe, too.



Some days we stay in, light a fire in the woodstove, and watch movies. We had a day like that earlier this week.



Ice fishing! It’s not unusual for the lakes to have a few inches of ice by Thanksgiving, and by Christmas, small cities spring up on the lakes. I’m not hardcore by any means, but I know a lot of people who are. A couple weeks ago, I joined my brother and father in the family ice castle. We pulled some nice crappies up from the depths!



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Have a great week. And stay warm!

-Physician on FIRE

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