The Sunday Best (7/9/2017)

The Sunday Best is a collection of articles I’ve curated for your reading pleasure.

Expect most of the writing to be from recent weeks and consistent with the themes presented on this website: investing & taxes, financial independence, early retirement, and physician issues.


Presenting, this week’s Sunday Best:


Dr. Curious is getting mightily clever in that My Curiosity Lab of his. Rather than listing all the things he looks forward to doing in retirement (as I have done), he compiled 30 things he will not be doing as a retiree. A Retirement Anti-List.


Back to what I’d like to do. Jennifer @ Wand’rly describes the adventurous life of globetrotting she and her family of six have undertaken in An Introduction to Roadschooling. That’s exactly what I’d like to do.


Speaking of global travel, Mrs. BITA of Bayalis is the Answer started an interview series featuring immigrants to America and their potential path to FIRE. If you fit that description, I’m sure she’d love to hear from you. Here are the first two installments:


FIRE aficionados are familiar with the 4% safe withdrawal rate. The Early Retirement Dude has done some research and discovered something surprising. Where’d the 4% rule come from, anyway? (Hint: it wasn’t the Trinity Study.) No way, dude!


From another dude who retired early, The Financial Velociraptor, we get a status report after five years of early retirement bliss: What I’ve Learned in Early Retirement.


Perhaps you’re a physician who’s not interested or yet able to retire early. Dr. Patricia Salber of The Doctor Weighs In has reinvented her career several times and would like to show you How to Stay Excited and in Love With a Career in Medicine.


Are you getting the most out of the business credit card in your wallet? Check out the top business credit card offers today.The Best Business Credit Cards
Really, we just want to be happy, don’t we? The Money Sloths do. The Top 10 Ways To Improve Your Happiness (Ft. James Montier).


Last weekend, hospitals nationwide welcomed a fresh batch of residents to the wards. The Doctor in Debt has been there and done that, and would like to help them get off on the right foot with the eleven step Financial Advice for New Residents.


Jacob is not a doctor. Nor is he in debt. From Dollar Diligence, Is Debt Free Life Different? Reflections from One Year of Freedom!


Dr. Fahd Ahmad, a.k.a. Rogue Dad MD recently published an Academic Paper About Resident Financial Illiteracy on The White Coat Investor. That’s right, illiteracy. The results are appalling.


Tomorrow, my 6th quarterly newsletter goes out to all e-mail subscribers. I’ll be sharing all sorts of blog facts, statistics, and website revenue, a detail that I only share with e-mail subscribers. The last quarter has been my best quarter yet, and I’m glad you’ve all been a part of the site’s success.

If you haven’t opted in, here’s your chance.


Smile! You’re supporting Amazon Smile!


Based on a tip from one of today’s featured authors, the Early Retirement Dude, a few months ago I started making any links to Amazon special “Amazon Smile” links.

What does that mean? It means every time you make a purchase on after clicking on a link from this site, you are supporting charities twice over. First, this site gets a small percentage of a referral fee, and I donate half my profits to charity.

Second — and this is where the Smile comes in — when you make that purchase, 0.5% of your purchase will benefit a charity of your choice. With Prime Day (Amazon’s version of Black Friday on a July Tuesday) coming up in two days, this is information you can use.

Shoppers, how do you select your charity? 

Go to “Your Account. You should see an area labeled AMAZONSMILE DONATIONS with the amount generated and a “Learn More” button below. Here’s what mine looks like.



While I’ve only generated $2.81, all charities have received over $54.5 Million from the Smile program. Making a purchase via one of my links will result in 0.5% going to a charity you choose, and another approximately 2 to 2.5% going to charities I support. Pretty sweet, eh?

When you click to “Learn More,” you can select your charity. It’s as simple as that. If it’s a small local charity, the organization may not have registered with Amazon. In order to receive the funds, ask them to register at



Bloggers, how can you change your affiliate links to Smile links? 

Simply change the “www” in your links to “smile” — I believe this can only be done manually. Also, if you use the SiteStripe like I do, be sure to change your links from the default “Short Link” to “Full Link” or you won’t have a “www” to change.


Amazon Smile 2


Once you’ve inserted the link into your site somewhere, edit the link and swap out that “www” for a happy “smile” and everyone wins.

Please don’t buy anything you don’t want or need. There are far more efficient ways to donate to charity (the donor-advised fund, for example), but if you’re going to shop Amazon anyway, please consider replacing your bookmarked link with this one to get the most benefit for your buck:

Happy Shopping! And have a great week!

-Physician on FIRE




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