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The Sunday Best (04/02/2023)


The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!




Jim from Route to Retire has done some soul searching since moving back to Ohio after several years of early retirement. He’s decided he wants more. Rekindling The Eye Of The Tiger – Escaping Mediocrity.


Joe’s also dealing with some restlessness more than a decade after retiring from Intel. What jobs might compel the Retire by 40 blogger to reenter the workforce closer to age 50? Goodbye SAHD FIRE, Hello Barista FIRE.


It doesn’t have to be this way, says Dr. Cory S. Fawcett of Financial Success MD, and doctors would be better off not making this mistake. Many Physicians Waste Their Vacation Time.


Many physicians waste their valuable income, too. The Top 10 Biggest Financial Mistakes Doctors Make from Motivated MD.


Ether to FI is about to gain more vacation time, and he plans to take full advantage. He’s also doing a fantastic job of avoiding the typical doctor money mistakes, as you can tell by his family’s net worth in his sixth year out from training. Ether to FI: A New Job & a Net Worth Update.


There are many ways to help your children with money matters while they’re still young, as David Rosenstrock, CFP  of Wharton Wealth Planning tells us. Preparing for and Protecting a Child’s Financial Future.


It’s tough to stop sweating the petty things even when you can easily afford them. Ask me how I know. Dr. Daniel Smith with White Coat Investor explains how he’s often Penny Wise and Pound Foolish when he should know better by now.


After four years of globetrotting with his bride upon retiring, Michael Flack shares ten things he learned about money in his travels. Number nine: “Spend a little more than you think you should.” Worldly Wisdom on Humble Dollar.


Loonie Doctor looks at the latest study exploring the relationship between money and well-being. Income & Happiness: Your Mindset Matters. For some, happiness is a choice.


That explains why some with modest means are quite happy, while the wealthy can be wholly unhappy. Ben Carlson with A Wealth of Common Sense looks at  The Happiness Paradox based on the 80+ year Harvard Study of Adult Development.


Don’t you just love being a voyeur, prying into the financial lives of those who’ve been successful with money? Another round of millionaires share their stories with ESI Money.


My wife, two kids, and I are honorary Tasmanians this week, and next week we head north to Australia’s mainland for a week in Sydney. Is it expensive as I’ve heard it can be? The Money Flamingo shows us exactly what it costs to throw a lot of shrimp on the barbie. Exposed: Our 2022 Family Spending With Two Kids in Sydney.


Learn how to better manage your student loan debt, and explore refinancing to a lower rate with cash back offers up to $1,000! Student Loan Resource Page


Why Diversify?


In 2020, I made a sizable investment into private real estate, buying into the private real estate fund featured below shortly after the net asset value had been adjusted downward amid uncertainty during the pandemic. It turned out to be good timing.

In the nearly three years an an investor, I’ve realized an IRR of just over 13% annualized, with almost half of the return coming as monthly cash flow that’s nearly tax-neutral. I intend to invest in another fund from Origin Investments in the coming days.

Our friends at Origin would like to share the following with you:

In 2022, the S&P 500 fell 19.4%. Conversely, site sponsor, Origin Investments’ IncomePlus Fund delivered an average return of 9.3%* during that same period, comprising net asset value appreciation and dividend yield. The Fund has provided positive returns to investors for 33 consecutive months.

Origin’s IncomePlus Fund is an evergreen private real estate investment designed with a tactical, all-weather strategy focused on buying, building, and lending to Class A multifamily properties diversified across fast-growing U.S. markets. The Fund seeks to provide passive income and appreciation, targeting a 9% to 11% annual return*, while trying to minimize the impact on taxes.

Download the IncomePlus Fund overview to learn more. *Returns are not guaranteed. Past performance is no guarantee of future results.


Taking the Mania out of Tasmania


A place this tranquil really shouldn’t have the word “mania” anywhere near it’s name.

The Australian island, south of the mainland, is on the same latitude as much of New Zealand’s south island (where we spent the last 2+ weeks), and based on what we’ve seen so far, looks pretty similar.

For the next four days, we’ve rented a car and plan to take day trips out of Hobart (metro area population of about 250,000) to see a former penal colony, waterfalls, tall trees, Tasmanian devils, and wallabees, among other things.

It hasn’t been easy taking in all this natural beauty, but somebody’s got to do it!



Have an outstanding week!

-Physician on FIRE


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2 thoughts on “The Sunday Best (04/02/2023)”

  1. Make sure to do the bridge climb. We passed on it during our first time in Sydney and then did it on our second time and it was worth it. Make sure to check out Lord Nelson’s brewery…the oldest in the country.


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