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The White House immigration crackdown is hitting the long-term healthcare industry, as nursing homes and care providers lose foreign-born employees and struggle to hire. Advocates and policy experts warn that the quality of care that people receive is under threat.
Long-term care isn’t covered by Medicare or healthcare insurance policies, including most supplemental policies. How worried should older adults be about having an effective balloon payment at the end of their retirement spending period? And should they plan for that risk, however small?
For those of you resisting retirement, read Sari Botton’s interview with Dr. Samuel Masket, an 82-year-old ophthalmic surgeon who has been wrestling with the idea of fully letting go of his career, a big component of his identity.
Priests don’t retire. Neither do rabbis, nor monks, nor nuns. Their roles may change, the vestments may fade, but the calling endures. It shapes not only what they do, but who they are. The same is true for physicians.
If you’ve ever been torn between renting and buying, why not hear from someone who has bought (and sold) five houses in their life, and has been renting for the past five years? Here’s Kris Abdelmessih on housing, cost of living, after-tax opportunity cost, and home inflation rates.
On that note, don’t miss out: Buy the Financial Dream Trap Beach House? 10 Reasons Not To (And 4 That Just Might Convince You)
The secret to successful real estate investing? You don’t sell. The reason investors don’t sell very often is that they hate the idea of paying taxes on their gains. So they more or less buy and hold their properties, extending their time horizons, thus boosting gains.
Are U.S. bonds still the best form of downside protection? Or should we consider other assets within our portfolios to hedge against future market corrections?
Is there any such thing as a safe investment? Why are some investments traditionally considered safe? Here are the underlying risks of real estate, gold, and annuities.
Modern Portfolio Theory (MPT) has long served as a foundational framework for asset allocation and portfolio construction. The theory emphasises that diversification can reduce overall portfolio volatility without necessarily sacrificing expected returns. The question investors face today is whether its insights still hold up under real-world conditions.
Net worth is easy to measure. But what justifies the effort, investment, or sacrifice required to pursue financial success? And how is that financial success even defined in the first place? And then, once you’ve reached whatever definition of financial success you’ve determined, what gives your wealth meaning?
So before you quit your job when you hit your FI number, think about the positives you may be also giving up, alongside all the obvious negatives you’ll be getting rid of. Find replacements/alternatives for those positives before you pull the plug. Find happiness through addition.
Don’t forget to read these from Physician on FIRE:
Forced Retirement: Where Do Physicians Go When They Get Sick?
Physician Salaries: Why Transparency Is Important (And What We’re Doing About It)
1 thought on “The Sunday Best (06/29/2025)”
Slope thanks for highlighting how the White House immigration crackdown is affecting long-term healthcare staffing. It’s surprising to see how policy shifts can ripple into nursing homes and care facilities. Hope it spurs more conversation around sustainable workforce solutions!