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The Sunday Best 07/20/2025

Today’s advice is universal. These are “cosmic truths” about grocery shopping. They will save you money on food, no matter what you buy or where you shop. If rising food prices are a source of stress in your life, I promise you’ll learn something helpful.

Do you have grocery shopping advice for us? Drop it in the comments below!

Here’s a quick note about recent CPI data and how tariffs are impacting inflation. There is a fundamental misunderstanding (aka political spin) about this.

Ever wondered how not to become an entrepreneur? Learn from Jonathan Bales’ failures; Keep firing lots of shots, quit fast when things don’t work, pour fuel on the winners, and remember that every mistake is an opportunity to learn and improve.

If you’ve been too busy to catch up on the One Big Beautiful Bill (OBBB), we’ve written about it here:

The Hippocratic Divide: How the “Beautiful Bill” Fractures American Healthcare

Here’s Adam Grossman’s summary of the provisions he sees as most relevant to financial planning. The OBBB is, for the most part, positive for taxpayers. It does come at a cost, though.

We’re not leaving retirees behind! Here’s what the new tax laws mean for your retirement plan. Christine Benz is assessing the new over-65 deduction and its implications for Social Security taxation, as well as new rules for charitable giving and the SALT deduction.

For housing: Nearly one-third of the largest 100 markets are now showing annual price declines, according to ICE, a mortgage technology firm. Inventory has been rising steadily over the past year, up 29% in June compared with the same month last year.

Urban property is complex and costly. It’s illiquid, high-maintenance, complicated, awkward, and slow to transact, and heavily taxed. Stocks, by contrast, are liquid, low-maintenance, and favorably taxed if held long-term. So why do we push people toward homeownership?

Are you rich? Cullen Roche thinks nobody making over $250K should feel poor, and that while Americans are incredibly rich, they just don’t save enough.

None of us knows what the future holds, but it’s interesting to imagine what impact technology will have on our old age; Aging in place, AI assistants, and financial management are just the start, according to the Retirement Manifesto.

Where do our wants come from? Why do they so often contradict who we think we are or who we want to be? Can we control them? Most of all, how can we live freely in a culture saturated with influencers, where escape seems impossible for any woman, child… or supposedly self-possessed man?

Speaking of wants and desires, here are 10 harsh money lessons every PGY-1 resident learns the hard way

In case you’ve missed these pieces from us:

Family Medicine Needs a Rethinking

12 YouTube Channels to Learn Investing and Stocks

Most Affordable Medical Schools In New York

Why Hospitals Are Hiring More Nurse Practitioners

Is there something you’d like to read? Questions you have for me or Nirav? Let’s talk in the comments.

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