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The Department of Education has released proposed rules that could bar certain nonprofits and public employers from PSLF eligibility starting in 2026. The rules give the Secretary of Education wide discretion to determine which employers are excluded based on a “substantial illegal purpose.”
When it comes to developing good financial habits — budgeting, saving, investing, etc. — it takes time and you have to work at it. The same thing applies to splurging and enjoying your money. You don’t go from the couch to running a marathon so why would you ever go from being overly frugal to freely spending money?
How affordable is housing for the majority of Americans? The 50/30/20 rule says that you should spend roughly 50% of your income on necessities, 30% of your income on wants, and 20% of your income on savings or paying off debt. Within the 50% necessity bucket, a good rule of thumb says you should spend around 30% towards your monthly housing payment.
As more hospitals have gobbled up private physician practices, costs for childbirth and other services have gone up, according to a new study. And as fewer doctors work in physician-owned practices, patients or their insurers end up paying more.
President Trump has long sold his tariff plan as a new source of cash for the government. And with his recent moves, tariffs are adding tens of billions of new dollars to federal revenue. Last month, the Department of the Treasury brought in more than $29 billion in “customs and excise taxes” — a category that is overwhelmingly tariff revenue.
Don’t forget to read: Are Trump Accounts the Trump Card America Needs? OBBBA and the Baby Bonus
Thanks to another recent executive order and the repeal of a 90-year-old law, the stuff you buy online from outside the US is about to get even more expensive starting on August 29. It’s called the de minimis exemption, and here’s everything you need to know about it.
Disoriented by the speed of modern times, Europeans and Americans suffered from record-high rates of anxiety and a sense that our inventions had destroyed our humanity. 2025 is not the first time Americans felt the world was changing too fast.
Across the US, the costs of purchasing a home are compounding from a lack of new construction since the 2008 financial crisis, the lock-in effect of homeowners unwilling to relinquish low-rate mortgages, plus government policies that make buying and building more expensive. As home sales fall to near-record lows, one of the cornerstones of the American dream is crumbling.
While much attention focuses on accumulating sufficient assets for retirement, the timing of market returns during a specific ten-year window spanning five years before and after retirement that researchers have termed the “fragile decade” can be equally determinative of long-term retirement success.
The Y rule of retirement means recognizing that men have different risks to account for in retirement — physical, emotional, behavioral — and adjusting your plan accordingly. If you’ve got a Y chromosome, here are some retirement planning realities you’ll want to face before they sneak up on you.
Can I Retire Yet? For all but the wealthiest among us, it is as important to answer this question correctly as it is impossible to answer it definitively. This is a paradox, and the rational mind hates paradoxes. Someday, however, you will no longer worry about money in retirement.
What’s the smallest amount of money that you would consider “life-changing”? Nick Maggiulli is convinced that the most life-changing amount of money is $10,000—in particular, the first $10,000.
Once upon a pandemic, we had an epiphany: work was killing us. Cue the backlash – and poof! — hustle culture was canceled. And yet… Being lazy took a lot of energy, leaving everyone tired, working just as late, but at “slow hustle” and “mindful” endeavors. Hustle culture is exhausting, and anti-hustle culture is just as tiresome. What gives?
