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The Sunday Best (09/25/2022)


The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!





Four Physicians Walk Into a Bar. I’m intrigued. Go on, Darwinian Doctor.


It’s actually been three years, one month, and 13 days, but who’s counting? Also, is it too late to go back? Three Years of FIRE and the Point of No Return.


Jim’s been FIREd even longer, but he’s only recently returned to the The States after several years in Panama. From Route to Retire, Finding My Place Again in the U.S. – 3 Things I’m Worried About.


When you need to come up with $75,000 long after you’ve retired, as Jeremy from Go Curry Cracker did, it helps to be creative. Early Retirement Cash Flow Adventures.


It’s time to retire these two frequently recommended personal finance stalwarts, says Impersonal Finances. What he recommends instead in Rich Dad Snore Dad & The Millionaire Next Bore.


We all think way too much about money, according to More to That, when really, there’s nothing to it. The Nothingness of Money.


I don’t think these 10 would agree with that philosophy. The College Investor counts down The Top 10 Investors Of All Time. Did you make the list? [No. You didn’t.]


Dr. Margaret Curtis with The White Coat Investor doesn’t think you have to be the best to be successful (and she’s right). You Should Invest Like a 50-Year-Old Woman.


Doctors have an unfortunate reputation for being lousy investors. Forme Financial identifies 9 Financial Mistakes Physicians Make & How to Avoid Them.


José with Crucial Wealth, a former Vanguard employee, challenges our beloved VTSAX. Why I Prefer VPMAX over VTSAX.


His Her Money Guide challenges those who aspire to FIRE on a frugal budget. A financial FIRE buffer is better than any insurance policy: a LeanFIRE criticism.


Some of these millionaires could leanFIRE now with just over a million dollars. Others are already fatFI. From ESI Money:


Last Call for $400 Savings on WCI’s New Real Estate Investing Course


Paradoxically, I feel compelled to hype up the fact that the introductory price for No Hype Real Estate Investing, the comprehensive new real estate course from WCI and friends (including me and more than a dozen other educators) is about to end.

If you enroll today or tomorrow, you’ll pay $400 less than you will on Tuesday, and there is a money-back guarantee*, so you have absolutely nothing to lose by signing up and getting started on your path to becoming either an active or passive real estate investor.

The course is designed to help you boost returns, lower taxes, and build wealth through real estate investments.


You can learn more in the webinar below in which your primary instructor, Dr. Jim Dahle, helps you:

  • Learn the vocabulary so you can see through the hype and avoid scams
  • Decide if adding real estate to your portfolio is reasonable
  • Understand strategies to utilize leverage to maximize returns while mitigating the risks
  • Learn about which real estate investments don’t require ownership and have low minimum investment requirements
  • Get additional resources for unbiased information to further your real estate education
  • Answer your real estate related questions


YouTube video


*You can be enrolled for up to a week and take up to 20% of the course and be granted 100% of your money back with no questions asked.

Enroll in No Hype Real Estate Investing


The Chase Sapphire Preferred Card


The Chase Sapphire Preferred is my top pick for your first rewards card. Welcome bonus of 80,000 points worth at least $1,000 when used to book travel (after a $4,000 spend in 3 mo) and other great perks you can learn abouthere.


All Set for the Grand Rapids Marathon


After much hemming and hawing, I finally signed up for a marathon. In 2020, I made running a marathon a New Year’s Resolution. I did run a half marathon in Barcelona, but that exacerbated what turned out to be a stress fracture, and my running was done for a good long while.

Other than a little knee pain that went away with rest this summer, I’ve had no nagging injuries slowing me down, and I’ve managed to run two 20-mile training runs in recent weeks. Three weeks from today, I’ll attempt 26.2. If anyone wants to join me in Grand Rapids, MI, you’ve one week to decide before the price goes up. You see, it’s not just online course creators that play this game.

My wife asked me earlier this week if I thought I could break four hours, and I thought that was very unlikely. Then the weather changed. On a cool Thursday morning, I set out to run 20, holding back for the first 13.1 where I averaged 9:08 minute miles to run half a marathon in 10 seconds under two hours. I decided to open it up for the last 10k or so, running 8:30 to 8:40 miles, and finished with an overall average pace of 8:58 for the 20 miles. It felt great!

To knock out a sub-four-hour marathon, I’ll have to average 9:09 per mile or better. Running with temps in the 60s or 70s, I don’t know that I could do it. In the 40s or 50s, I may have a shot. Wish me luck!


20 mile run


Go Gophers!


We had a nice time in East Lansing this weekend. Row the boat. Ski U Mah. Go Gophers!


Gophers Dominate the Spartans
Thank you for the tickets, Dr. B! And thank you Dr. K for the green and white gear that helped my family blend in, even if it looks terrible on them. 😀



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Have an outstanding week!

-Physician on FIRE


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