The Sunday Best (1/19/2020)

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The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!



Sunday Best


The Sunday Best


Stressed out? One Frugal Girl was. Why she chose to Live Simply, Quit Your Job and Follow Your Dreams (well, her dreams, actually). It would be weird if she followed your dreams. Or mine.


Chris Mamula of Can I Retire Yet made the transition to his early retirement about the same time that his parents retired, giving him some unique insight into two types of retirement planning. A Tale of Two Retirements: FIRE and Traditional.


The Waffles on Wednesday duo is toying with early retirement, as well. As part of that plan, they’ve dialed back their aggressive asset allocation. They’re also planning to spend the dividends from their tax-advantaged accounts. How does that work? Some clever retirement planning in Some Financial Changes Around Here.


I share an update on my investment portfolio along with four years worth of blog stats and an explanation of why I continue to do this “work” of blogging after retiring from medicine. Four Years of Physician on FIRE: Fellowship, Fun, and Philanthropy.


The White Coat Investor followed suit with his annual update detailing the state of the growing WCI Empire. I continue to be in awe of all he does. You will be, too, if you read the State of the Blog 2020.



Our WCI Network partner, The Physician Philosopher is putting those ongoing book royalties to work. From Frugal to Fancy to Buying a Peloton. The question is, though, will his wife make a video of her Peleton progress?


If you’ve got the means and a desire to spend more than you do, how can you fight the frugal tendencies that helped you attain wealth? A first world problem, yes, but a genuine one. Ask me how I know. Jonathan Clements of the Humble Dollar shares some tips for Opening the Spigot.


I never liked paying a few hundred dollars a month for disability insurance, but I did so every month for about 10 years, knowing it would be a mistake to do anything else. How so? I’ll let Dustin Karas of Pattern answer that question. Why is Disability Insurance Important for Doctors?


Like me, Dave of Accidental FIRE doesn’t need disability insurance anymore. He’s rich! How My Net Worth Quadrupled This Past Decade.


This past decade, inflation has been pretty low. Do real estate investors worry much about inflation impacting their holdings? Passive Income MD has the answer. Are Real Estate Investments Resistant to Inflation?


With the rise of coworking spaces, remote work, and strong job growth, how is Investing in Office Real Estate impacted? EquityMultiple explores the risks and benefits.



The other day, we had a juicy guest post from Donovan Sanchez, who dished on his short-lived time with a financial advisory firm. His conscience got the best of him, as he explains in Confessions of an Ex-AUM Financial Advisor.


Big ERN of Early Retirement Now doesn’t need a financial advisor; he’s got a Ph.D. in economics from the esteemed University of Minnesota (Go Gophers!). I was eager to hear his opinion on the “small value premium” purported to exist for stocks. My thoughts on Small-Cap and Value Stocks.


Do other millionaires tilt their portfolios to small cap and value funds? You can learn the habits of hundreds of millionaires on ESI Money‘s site. Here’s another five.



This Run Goes to Eleven


A week and a half in, we are loving Spain!

Most places we go, we end up thinking “I could live here.” Not forever, but for a long while. I don’t think two months will be enough in Spain, and I’m sure we’ll be back again and again.

When we visit a city for a slow travel experience like this, there are a few criteria that make us happy. I think the top three are walkability, weather, and affordability. This place has it all, plus great public transportation and a beautiful beach to boot!

We took the metro (most of the way) to the beach in Valencia the other day. The beach is massive.

My younger son loves to play in the sand, and he wasn’t going to let the 60-something degree weather stop him from properly enjoying the beach. This is the same kid that would be wearing a tee-shirt on the playground in the dead of winter when we picked him up from school in northern Minnesota. In January.




I wasn’t so brave as to strip down at the beach, but I did run back to that beach yesterday, an 11 mile round trip. Hence, the title of this heading.

Half-marathon training is going much better than I expected. The last time I ran this well, I was in my mid-thirties, and similarly barely working as I had taken a job at a new hospital that had yet to open. Time is on my side, and it shows.

The weather is not scheduled to cooperate so well this week, but I’m very pleased with the 26 miles I got in this last week. That’s almost a marathon’s worth of jogging.




I’m probably running harder than I should, and I’ll admit that I push myself because I want to post good numbers in these updates. That makes each and every one of you may accountability partners. Thank you for your efforts!



Have an outstanding week!

-Physician on FIRE

Physician on FIRE has partnered with CardRatings for our coverage of credit card products. Physician on FIRE and CardRatings may receive a commission from card issuers.


11 thoughts on “The Sunday Best (1/19/2020)”

  1. Subscribe to get more great content like this, an awesome spreadsheet, and more!
  2. The Spanish are all into walkability. They have done some really aggressive remake of Barcelona’s walkability. They call them super blocks!

    The funny thing was Barcelona was already very walkable by North American standards 😛
    It’s part of why real estate is expensive in Barcelona. It should just keep geting better as they add more super blocks. Maybe it’s time to buy a place there.

    And a house comes with a visa!

    • I’ve been looking at the residency options; I’m not going to lie. Spending more than half the year here is a no-go due to the taxes, so the best way to get that Golden Visa is with a 500,000 euro investment. I don’t see that happening anytime soon, but it may be something to consider when we’re empty nesters.


  3. If you’re pushing yourself, I hope you’re foam rolling! (Spoken by a runner who has had too many injuries from pushing in the past…eppps!)

    Spain is amazing. I hope you all stop by Alhambra while you’re in that neck of the woods. Have fun!

    • I hear rolling papers can also ease the pain. 😉

      I haven’t been doing either, but so far, so good. We travel light and foam hasn’t found its way into our backpacks, but I appreciate the tip.


    • Good for you, man. I hope it’s not just a New Year thing.

      I ran on a Peleton treadmill a few weeks ago. The video coach was kinda cool, but the screen’s too low for a tall guy like me. It was a cool experience, though.



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