Skip to content 
Gold has been in the headlines lately as it climbs to new highs, prompting many investors to look for ways to benefit from the rally. Unless investors have the skill to identify select outperforming miners or to time gold bull markets perfectly, direct exposure to gold remains the more reliable choice.
The same people worrying about bubbles, and expecting Federal Reserve rate cuts that never materialize are the ones who create bubbles through a combination of psychology, greed/FOMO, excess liquidity, and sheer recklessness.
There are countless books on how to buy stocks but not enough useful books that tell you to sell. But understanding when to sell a stock is not a science.
First Brands and Tricolor, two recently collapsed firms, are a “warning sign” of a “turn in the credit cycle.” Regional bank stocks in particular are under pressure after two reported that they were victims of alleged fraud by borrowers.
The UK’s economic growth has faltered, and labour productivity (GDP per hour worked) is now lower than in Italy, let alone Germany or France. The reasons for this decline are manifold, some of which, like ageing demographics and rising debt levels, affect most developed countries. But there is one factor that makes the UK stand out among its peers.
We are told that more is always better. More money. More goods. More options. But when taken too far, it can lead to isolation. And at some point, every dollar you earn isn’t going to be for personal consumption.
If your burn rate is higher than your take-home pay, it doesn’t matter how much money you make. You will always feel like you’re falling behind…because you are.
Mortgage rates have fallen after peaking above 7% at the beginning of the year, but prospective homebuyers shouldn’t hold their breath for a return to the ultra-low rates seen in the immediate aftermath of the pandemic.
Employee benefits are a part of your pay. Ignoring them is leaving money on the table. The workplace offers multiple ways to further invest in your future through retirement accounts like 401(k)s and HSAs.
There are a lot of misconceptions around LLCs, their purpose, and how LLC changes your tax structure. With TikTok, there are “tax experts” sharing terrible advice, so let’s clarify how it could be useful.
The boomer financial playbook that touted a steady job, cheap debt, homeownership, and pensions — none of that is as viable in today’s economy. But where exactly do the old rules misfire for today’s high earners? And how can you build a leaner, sharper financial structure that doesn’t rely on fairy tales?
1 thought on “The Sunday Best (10/19/2025)”
I don’t find all this gloom and doom discussion helpful to young professionals. As a boomer, it wasn’t exactly a financial Disney Land. We had times of hyper inflation/stagflation, market crashes, and bidding wars on houses we were lucky to get with 15% mortgages. We worked all the overtime we could get, and sometimes two jobs to get our student loans payed off and saved 5 yrs for a down payment on a starter house with no granite, stainless, or even a finished upstairs! Car loans were often up around 10%. It’s always been hard, and always will be hard. Sacrifices need to be made somewhere to get ahead. It’s just the way it is. Young people can get ahead, but as always, it won’t be easy.