The Sunday Best (10/30/2022)

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!




One could argue that recording the activity of every hour of every day is a job in and of itself, but what A Purple Life has done here is pretty cool. I Recorded What I Did Every Hour For 2 Years Of Retirement: Here’s What Retirees Do All Day!


Doctors who FIRE seem to be held to a different standard as everyone else, as Dr. Anthony Ellis, who retired kind of early, points out at The White Coat Investor. Are Physicians Who Retire Early Abusing the System That Made Them Rich?


What if you walk away a medical during residency? Is that better or worse? Dr. Pamela Wible with Ideal Medical Care talks about the potential repercussions and options for those Quitting Residency During Intern Year & After.


Investing Doc, who has his own private practice, has been approached by PE people, but he’s always shown them the door. His rationale for remaining independent in Why I Have Not Sold To Private Equity.


Dr. Ben White interviews a radiologist whose group sold out to private equity. You should not be surprised to hear that this doctor has since found a different job. Joining and Leaving Private Equity: A Radiologist’s Story.


The Darwinian Doctor explains why he believes in multifamily investments now more than ever. 4 Reasons Why Apartment Buildings are the Best Real Estate Investment in a Recession.


Crowdstreet lists the Best Places to Invest in 2022: Crowdstreet’s Top Real Estate Markets. Did your city make the Top 20?


The FI Physician looks at investing conservatively or aggressively once you’re well past your FI number. Our first world conundrums on display in Am I Investing for Me or My Kids?


We all wish these things existed, but as Banky Edwards would say, they’re all figments of your effing imagination! Unicorns, The Easter Bunny, And Safe Passive Returns from Carl and 1500 Days.


If you’re willing to accept the fact that risk is definitely involved, big rewards are possible, as I’m now beginning to realize. Moonshots & Unicorns: Investing in Startups,


The Banker on FIRE quotes Morgan Housel, “When it comes to money, no one is stupid. People are simply playing different games.” The Money Games People Play and how both sides sometimes win.


The Financial Imagineer looks at more games people play, but this one is more about hiding money. The Secrets of Stealth Wealth.


Learn how to better manage your student loan debt, and explore refinancing to a lower rate with cash back offers up to $1,000! Student Loan Resource Page


Pole Position


We’ve been hanging out with the Poles all week after a bit of a late start that involved our Madrid-bound plane turning around somewhere near Boston and the Atlantic Ocean. We ended up spending a day and night in Newark unexpectedly, and I made my first and hopefully last visit to a New Jersey shopping mall.

Now that we’ve spent almost a week in and around Krakow, I’m really looking forward to visiting the country again someday. Our days and nights have been a good mix of family fun, affordable food and drink, serious education, and somber reflection as we continue to learn more about World War II and the Holocaust from a major epicenter of the atrocities.

I would return to Krakow in a heartbeat, but there’s much to see and do in Warsaw and my wife’s ancestors hail from Poznań, so those cities will be at the top of the list the next time we visit Poland. For now, we continue on to Sweden and Stockholm’s National Museum where we’ll see some of the treasures my ancestors plundered from Krakow’s Wawel Castle in the 1655 Swedish Siege of Krakow.

A week later, we’ll visit the British Museum where the plundered “Elgin” Marbles from Athens’ Parthenon are on display. It’s wild how to see history come together in these seemingly distantly related places that we’re visiting this year.


Chase Sapphire Reserve Ups the Welcome Bonus


One of my go-to credit cards, the Chase Sapphire Reserve, just got a 33.33% increase in its welcome bonus. If you don’t have this premium rewards card and you haven’t gotten a welcome bonus for either of the Sapphire cards in the last 48 months, now may be the time to get in while the getting is good!

A comparison of the two: Which is Better? Chase Sapphire Preferred versus Sapphire Reserve


Chase Sapphire Preferred

60,000 Points good for $750 in travel or more with a $4,000 spend in 3 months
PoF Summary

The Chase Sapphire Preferred is an excellent first (or only) rewards card. $50 annual hotel credit for bookings via the Chase UR tavel portal & 5x points for all travel via the portal. 3x points on dining, 2x on other travel. Flexible rewards good for cash, travel, or transfer to travel partners, great travel protection & new Peloton, Lyft & DoorDash perks! $95 Annual Fee

Chase Sapphire Reserve

60,000 Points with a $4,000 spend in 3 months
PoF Summary

The Chase Sapphire Reserve offers great travel perks including Priority Pass lounge access, a credit for Global Entry or TSA Pre✓ and a $300 annual travel credit. When using Chase Ultimate Rewards travel portal, get 10x points on hotels and car rental & 5x points on flights. 3x points on other travel & dining. Elevated Peloton, Lyft and DoorDash benefits. $550 Annual Fee


I've got my 2 acres of non-leveraged, crop-producing, cashflowing farmland via AcreTrader. Get yours.


Have an outstanding week!

-Physician on FIRE


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