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The Sunday Best (8/25/2019)

The Sunday Best

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!



The Sunday Best


The Sunday Best


Three cheers for Financial Pilgrimage! They have joined the truly debt-free club. They share how and why in We Paid Off the Mortgage: Our Debt Free Journey.


Three more cheers for Mr. 1500 Days! He endured a 500 mile bike ride through Iowa. He shares how and why (but seriously, why?!?) in RAGBRAI on FIRE. No word on whether or not he has become a Hawkeye fan or is now wearing the requisite black and gold Zubaz.


College football season has begun! I’ll be at the Golden Gophers game on Thursday. Meanwhile, we’re still funding 529 Plans to fund college education and I’ve wondered if it could ever make since to use one as a retirement account. The FI Physician answers with a qualified Yes. The FIRE 529: Using 529 Plans as Bonus Retirement Accounts.


I’ve been funemployed for nearly two weeks now, but I haven’t felt comfortable using the word “retired.” Dr. McFrugal has a good take on what FIRE truly means for most. Rebranding FIRE: Financial Independence, Recreational Employment.


The gig economy has altered what it means to have a job or be retired. I’m not even sure what qualifies as work anymore. Are Those Millennials to blame? Jiab Wasserman of Your Third Life, writing for The Humble Dollar, has a thing or two to say about the generation.



As we all very well know, millennials are killing everything, eating avocado toast thrice daily, and now Revanche from A Gai Shin Life has to go and kill the joy I get from having some money. I refuse to admit it, but she may have some good points in When Having Money is a Problem.


One of those first world problems high earners run into is goofing up the backdoor Roth. The White Coat Investor fields all kinds of questions on the topic, and has written a guide to help these poor rich souls. How to FIX Backdoor Roth IRA Screw-ups.


When you have Enough, you can afford to part with some of your wealth, and I do so via a donor advised fund. But they’re not for everyone, as the Financial Mechanic, who does not fix cars for a living, points out. I Am Not A Generous Person (and The Case Against A Donor Advised Fund).


Do you have a process for making decisions? The Cashflow Cop has a rigorous one, and it’s going to make him a wealthier man. Financial Freedom by Making Decisions like a Police Commander.


Who else is reading articles like these? Who is in your online community? The Semi-Retire Plan put together a thorough survey and shared the results. Money Experts Discuss Personal Finance Blog Readers Research.



A post several years in the making — I looked forward to writing and sharing this one for quite some time. Retired from Medicine at 43: Why, How, and What Now?


Earlier this year, the Doc of All Tradez joined me in service on a surgical mission in Honduras. He shared his experience, some great pictures, and a video in this outstanding overview. 9 Reasons to Go On a Medical Mission and 1 Reason to Not Go.


Passive Income MD earns some of his mailbox money via commercial real estate investing. Understanding The 4 Main Commercial Real Estate Investing Strategies.



Getting Social


I’m in the midst of about a two week hiatus from moving into our new home to attend one social event after another after another. Not having a traditional job makes it a lot easier to do so, and I’m taking advantage.

The other night, I stayed up way past my bedtime playing cards and catching up with a group of college buddies. Yesterday evening, my parents hosted their annual late summer party with family and friends, and I welcomed my friends from Waffles on Wednesday to crash the party. I just might have to take the WoWs out for waffles on Sunday — by Wednesday, they’ll be on their way to Michigan to caravan with the rest of my family out to Washington D.C., where I’ll join them.

I’ll be meeting up with some blogging friends at Surly Brewing on Thursday before The Financial Panther and I head down the street to cheer on my alma mater. I’m hoping the former Wisconsin Badger can set aside any allegiance to the red and white to root for the maroon and gold for a night.

The next 9 days will be a whirlwind with Camp FI followed by FinCon. Based on past experience, I can expect to have no voice whatsoever for the first half of September. But it will be much fun and well worth it.

If our paths are going to cross soon at any of these social events, I look forward to saying hello! If not, there’s this thing called social media where you can find me in the following places:


the popular shirt courtesy of Michael & Ellen of Uncommon Dream


A Featured Financial Advisor


For those of you who would rather not DIY, I maintain a list of 10 recommended financial advisors. Among the good guys and gals who work frequently with physicians, only the lowest cost, fee-only fiduciary advisors were invited to be on this short list. Among them is Integrity Wealth Solutions.


Integrity Wealth Solutions

Integrity Wealth Solutions Financial Advisor Vetting Application

Integrity Wealth Solutions approaches wealth management and financial planning differently.  We’ve created a unique, tiered flat fee, asset management compensation structure designed with our client’s interests and success in mind.  Our firm’s investment philosophy is centered on cost and tax efficient portfolio management, aimed to help the client retain more of their investment growth.

A cornerstone in Integrity Wealth Solutions’ financial planning process is the alignment of financial goals with insightful strategies that fit individual circumstances.  We develop a holistic, customized, integrated financial plan that can evolve as the client’s needs grow and help clients maintain focus through the inevitable ups and downs of the market.


Fee Structure:
Integrity Wealth Solutions flat quarterly fee for investment management typically ranges from $1,250 to $2,500, depending on assets under management. This flat fee also includes active comprehensive financial planning on an on-going basis.

Financial Plan Only:
For clients not engaging us for investment management, may decide to work with us for a financial plan only.

A one-time financial plan fee ranges between $1,000 – $5,000, depending on complexity.

Contact Info:
5211 S. Quebec St.
Greenwood Village, CO 80111

Visit Integrity Wealth Solutions




Have an outstanding week!

-Physician on FIRE

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2 thoughts on “The Sunday Best (8/25/2019)”

  1. Congratulations!
    I when when the tipping point is coming for FIRE – or at least for Physicians, doing the work you like where you like, and the hours you like.

  2. Subscribe to get more great content like this, an awesome spreadsheet, and more!

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