Thank You for Making Our Conference a Success!

On behalf of our entire team, we want to express our sincere gratitude for your participation in our first-ever conference! Your presence, engagement, and contributions made Prosperity 2025 truly special. The energy and enthusiasm you brought to each session were remarkable. From thought-provoking keynotes to great conversations with our community, every moment was enhanced by your active participation and insightful questions.

Continuing the Conversation

While Prosperity may be over, the connections and ideas generated during our time together are just beginning. We encourage you to:

• Connect with fellow attendees through our WhatsApp community, which will be available until Monday, March 24th
• Review session materials in our digital resource library–all sessions will be available for replay for 30 days
• Share your key takeaways with colleagues and on social media and tag us!
• Provide feedback to help us make next year’s event even better by taking our survey

Looking Forward

We’re already planning next year’s conference in Hawaii and hope to see you there. If you’re interested, please fill out our interest form!

In the meantime, check out our resource library:

• Our book, The Tale of Four Physicians: Financial Impacts of Life Choices
• Financial calculators
• How to manage your student loans
• Latest blog posts

Thank you again for being a part of our community. Your dedication to professional growth and knowledge sharing inspires us all.

Warm regards,

Nirav and Jorge

The Sunday Best 03/09/2025

International diversification has been an anchor around the necks of balanced investors for some time now. Outperformance between America and the rest of the world has historically been cyclical. The latest cycle has lasted much longer than any of the previous iterations.

In just a few short months we’ve gone from worries about an economy that could be at risk of overheating to worries about the economy slowing dramatically. GDP estimates for Q1 have gone from nearly +4% a month ago to -2.8% in a hurry. For all the talk there is, what happens in a recession?

Research on market recoveries tells us three critical things: (1) downturns have always recovered, (2) expected future returns over the next few years are higher after a downturn than before a downturn, and (3) markets are brutish and irreverent, and will not wait for you to get your shit together.

A growing number of states have made it easier for doctors who trained in other countries to get medical licenses, a shift supporters say could ease physician shortages in rural areas. The changes involve residency programs too.

The rustle of policy papers in Washington D.C. echoes in the decisions made at hospital bedsides, clinic consultations, and emergency rooms. These changes are set to reshape the terrain of public health. For physicians, these changes are not just some abstract political maneuvers.

Massive economic uncertainty generated by presidential whim forces the media and the markets to pay ever more attention to politics. The current moment has more economic uncertainty that the pandemic, than the 2008 financial crisis, or the September 11th terrorist attacks, which cannot be good for the economy.

Economic uncertainty is also impacting consumer intentions; the biggest downside risk of policy uncertainty is that it could create a sudden stop in the economy where consumers stop buying cars, stop going to restaurants, and stop going on vacation, and companies stop hiring and stop doing capex.