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The Sunday Best 04/10/2022


The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!





Anesthesiologist Dr. Adam Broussard and I had a good chat on his podcast, Dads Before DoctorsHow to Retire Early and be Financially Independent with Dr. Leif Dahleen.


My wealth was built up over the course of about 15 years. Others have become wealthier in just 15 minutes. Amanda Winstead with CampFIRE Finance investigates the implications. Counteracting the Pitfalls of Sudden Wealth.


Why do lottery winners go broke? There are several factors, but at the top of the list is the fact that they buy too much stuff. Don’t do that, says Leif from Five Year FIRE Escape.


Dr. Margaret Curtis with The White Coat Investor doesn’t buy too much stuff. She proves that she can out-frugal you and me both in I Match Your Home Haircuts, and I Raise You the Sofa We Found on the Sidewalk.


How does the anti-work movement compare to the FIRE movement? Millennial Money explains. What is the Anti-Work Movement? Understanding “Unemployment for All”.


For those of you who aren’t comfortable with a sustained 4% withdrawal rate in retirement, the FI Tax Guy demonstrates how it can be safer than you might think. The Four Backstops to the Four Percent Rule.


What separates the jubilant retirees from the jaded? ESI Money has read the manual, and he shares the highlights. What the Happiest Retirees Know, The Unhappiest Retirees. Pro tip: Don’t drive a Beamer.


Why wait until you can retire to live that life? Jillian Johnsrud and her family of seven just wrapped up a three-month adventure, escaping for much of the Montana winter. Planning a Mini-Retirement with Kids.


This young couple is poised to retire with young children, but they envision doing at least some work for a while. FIRE Crossroads 027: Perhaps FI, Perhaps Not, But Working Toward It.


Would the “second act” of the SECURE Act be favorable to retirees? The Journal of Accountancy details the bill that has passed the House with a vote of 414 to 5. ‘SECURE 2.0’ Would Further Expand Retirement Savings Options.


Do you raise the rent? Take advantage of someone else’s misfortune? Boot your tenants to improve the property? Carpe Diem MD examines stressors associated with active real estate. Ethical Dilemmas that Physician Real Investors Experience.


With passive real estate, you’re not making any of those decisions. You’re also getting annual returns in the high teens, on average, if you’ve invested with RealtyMogul. Analyzing All 69 Completed RealtyMogul Equity Deals.


As a relatively recent purchaser of an RV, I can attest to the exploding popularity of camping. EquityMultiple looks at ways to take advantage as an investor. Why Campground Investing is Poised for Growth.



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Nobody Likes You When You’re 46


What’s my age again?

My, how time flies. 23 years ago this week, Blink 182 released What’s My Age Again, the first single from Enema of the State, a song that repeatedly reminded us that nobody likes you when you’re 23.

I was 23 at the time, a first-year medical student. I’m not sure that nobody liked me, but, like songwriter and front man Mark Hoppus, I was rather immature at that age, often hearing this song at one happy hour or another on a Thursday, Friday, or Saturday.

Now, 23 years later Mark Hoppus is a cancer survivor, having completed chemotherapy for Stage 4 diffuse large B-Cell lymphoma. And I’ve gone from a promising would-be doctor to a has-been anesthesiologist. Still enjoy a good happy hour.

A lot has happened in the intervening 23 years, and I’m grateful for all of it. Cheers to the next 23 years. Maybe we’ll be more likable at 69?


YouTube video


A Recommended Tax Planner (and more)


Tax Planner & Personal Finance Bundle from Kathryn Hanna, CPA

If you are a do-it-yourselfer, this is the most comprehensive and useful tool I’ve come across for doing your own tax planning. I use a CPA to prepare my tax returns, but I like to have a good idea of which deductions I’ll benefit from and how certain financial choices will impact my return.

There are so many moving parts to the tax code. A Roth conversion might help you fill a bracket, but it could also lower your child tax credit, American Opportunity tax credit, or alter your Sec. 199A QBI deduction. That’s just one of dozens of scenarios I can come up with, and this tax planning bundle, which is essentially a series of interconnected Excel (or Google Sheets) worksheets, does it all.

At less than the cost of an hour of most CPAs’ time, you can download Kathryn Hanna’s personal finance bundle at Making Your Money Matter and use it year after year with free updates to the tax input sheet as the numbers change annually.

Visit MYMM Personal Finance Bundle



Have an outstanding week!

-Physician on FIRE


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1 thought on “The Sunday Best 04/10/2022”

  1. Great Sunday Best as always PoF! My favorite post this week was “How To Be Thrifty”. That was a fun post, and reminded me a lot of my own lifestyle.

    Cheers for another great week!


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