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The Sunday Best (06/12/2022)


The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!




Recovering from injury and contemplating surgery, Adam from MinaFI sets his sights on the next decade of his post-FI life. I’m 40 Today. Here’s What I Want From My Next 10 Years To Look Like.


Carl from 1500 Days believes that Adam’s future, along with yours and mine, will be so bright that we’ve gotta wear shades. Why so optimistic? Why Your Future Is Going To Be Awesome.


Awesome is not good enough for this post-FI couple who, if you do the math, appear to have an 8-figure nest egg. Post FI Notes 017: Couple in Mid-Sixties Seeking Nirvana.


Joe Udo made the intelligent choice to retire from Intel 10 years ago, and life has been pretty awesome ever since. How the Retire by 40 blogger has become healthier, happier, and wealthier in 10 Years After Early Retirement.


Bob Lai from Tawcan focuses on the present moment while reflecting upon the past. 10 Lessons I’ve Learned Along the FIRE Journey. I’m still working on numbers 5,7, and 8.


Passive Income MD has himself a short-term rental, and wow, is that place nice! It’s no wonder he can command $943 a night. Seven Lessons I’ve Learned From Buying My Short-Term Rental.


With stocks struggling and bonds taking a beating, this has not been a great year for The Boomer Portfolio of 60% stocks and 40% bonds. Ben Carlson from A Wealth of Common Sense looks at the worst 1-year, 5-year, 10-year, and 20-year timeframes for the mix. The Worst Years Ever For a 60/40 Portfolio.


Dr. Una isn’t looking at bad years; she’s helping docs have great ones, as she explains to The Physician Philosopher. TPP 82: How a Doctor Can Make Seven Figures with Dr. Una.


What would you do with that kind of income? The Female Money Doctor cautions against squirreling it all away. How to Overcome Money Hoarding Disorder.


Making the transition from accumulation to decumulation can be a real challenge, and the White Coat Investor has some recommendations. Helping Natural Savers to Spend During Retirement.


The Motivated MD wants his kids to understand that money can buy happiness and that a dollar now is worth more than a dollar later.  These are just two of 11 Money Lessons for My Children.


I took my children to Italy, where you can enter some of the most impressive buildings in the world for free. Channeling the B-52s, Family FIRE Travels: Rome, If You Want To, a travel recap with more than a few photos. Have you ever seen St. Peter’s Basilica or The Vatican Museums nearly empty? I have!


FU, MD. Sorry… make that MDFU!


When I was a student, Fairview Health partnered with the University of Minnesota to create Fairview University Medical Center, or FUMC. They actually used that name for a short while before realizing their folly and changing the name from FUMC to University of Minnesota Medical Center, Fairview.

I thought that The Physician Philosopher had made a similar gaffe with Medical Degree Financial University, or MDFU.

However, it turns out that the idea behind the soon-to-be-released membership community is that it offers a path to help young MDs obtain “FU money,” so it actually makes good sense.

To introduce the program, Dr. James Turner is offering some free education this week, and it comes with a free downloadable companion Financial Freedom Workbook.

The teaching will take place on June 14th and June 16th. (Don’t worry, if you cannot make one of the days, we will provide a recording to those who sign up).

What you’ll learn:

  • How to Create Positive Cash Flow.
  • The Two Golden Rules that helped Dr. Turner pay off $300,000 in student loan debt and increase his family’s net worth by $500,000 in 30 months after he finished training!
  • The physician specific process (10 steps) for when to pay down debt versus invest.
  • Resources doctors have to learn more about personal finance.
  • The psychology of money (and why this matters more than knowing how to invest)

Sign up:


Register for Workshop & Free PDF


[Half] Marathon Training


In the past, I’ve stated my intention to run a marathon, only to have foot and knee issues and most races canceled due to the pandemic. I’m happy to say I’m back in the game, at least for now.

My wife signed us up for a half marathon in August, and we’re in week three of Peloton’s 26.2 Mile training program, which consists of 4 runs and 2 30-minute strength training sessions each week.

I hope my legs hold up well enough to continue training through the summer for a possible early fall full marathon. In the meantime, just a few weeks in, I can see the impact of sustained cardiovascular work on my body as my resting heart rate has plummeted to the mid-forties, a solid 10 beats per minute below where it’s been for most of the last year.




I love my Garmin Instinct watch and the companion Garmin Connect app that gives me all sorts of data on my sleep, steps, heart rate that I didn’t have until I picked up the watch a year and a half ago. It’s also a great GPS watch for runners, displaying my distance, pace, mileage, and heart rate all at once.

If anyone has a recommendation for a September or October marathon in the midwest, let me know in the comments!


46% Annual Return. After Fees.


DLP2021 was an outstanding year for investors in site sponsor DLP’s Housing Fund, and 2022 is off to a strong start!

The fund’s valuation was updated to a 22.25% positive NAV adjustment, representing a 2021 net return to investors to 45.57% for the calendar year 2021. That’s just one of a handful of funds they have to offer the accredited investor.

DLP Capital also puts on some outstanding events, a couple of which my wife and I have attended. You can join them at the next one in a couple weeks, either in-person or virtually, to learn more about the funds, their performance history, and the latest earnings reports.

If you’d like to learn more DLP’s purpose-driven path and their five private real estate funds , join them online or in person for the complimentary DLP Capital Dinner which will be held at the new DLP Plaza in Allentown, PA on June 23rd. To register, click here.




Answer quick MicroSurveys for cash. Designed with convenience and timeliness in mind, 70% of surveys are answered on a mobile device in just a few minutes.

Physicians, Pharmacists, and other healthcare professionals are invited to join Incrowd today!


Our House Sold for $1.1 Million


Our “forever home” that we had built in 2007-2008 for a total cost of $670,000 just sold. And it sold for $1.1 Million!

The bad news is that is was no longer ours. We parted with it in 2015 for $450,000. When it comes to housing, I am the worst market timer.

To be fair, the second owners of the home did put on an addition to the garage and upstairs, remodeled the kitchen, improved the shoreline, and added an outbuilding. I’m guessing they put several hundred thousand dollars into the property. Still, I imagine they came out ahead. I’m glad somebody made money on this place; it really is a beautiful waterfront home.


forever home


Inexplicably, we’ve decided to build on the water again and we’re doing it when the cost per square foot has roughly tripled since our first custom home, pictured above, was built 15 years ago.

This time, our ability to stay in the home cannot be thwarted by a hospital going bankrupt, leaving me jobless with no local prospects. This time, we can stay as long as we please. A huge benefit of financial independence is location independence and the complete lack of salary dependence.


A Recommended Financial Advisor


Finity Group

Finity Group Vetting Application

Finity Group is an independent financial planning firm specializing in financial planning for physicians & other medical professionals. We work with physicians in all 50 states. Whether you’re looking for advice on student loan repayment strategies, investment guidance or management, or which own-occupation disability insurance policy to get, we’re here to help.


Flexible pricing based on client needs. AUM starts at 1% and declines with account size. Monthly subscription options available as well starting at $100/month. Cost for meetings waived for residents/fellows and students. See more here.

Contact Information:

503-841-5840; 4380 S Macadam Ave, Ste 245, Portland, OR 97239

Visit Finity Group


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Have an outstanding week!

-Physician on FIRE


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11 thoughts on “The Sunday Best (06/12/2022)”

  1. Good luck on your half marathon training PoF! I wish I still had the knees to run like that!

    That waterfront home of yours (well, used to be yours) sure is a beaut! And, at 1.1 million it seems like a total bargain compared to real estate prices here. Where I live, a house like that might go for $4 or $5 million.

    It seems amazingly affordable!

  2. Subscribe to get more great content like this, an awesome spreadsheet, and more!
  3. Did the marathon training program for peloton for my most recent half and matched my PR from 10 years ago. Great program.

    • That’s cool to hear. I was a faster runner 10 years ago, but maybe I can get back to that form.



  4. Consider the Medtronic Twin Cities Marathon during the first weekend of October. Some call it the most beautiful urban marathon in the country. It starts in downtown Minneapolis then takes you through the chain of lakes to the finish line in St. Paul. You even get a free Summit beer at the end! In full disclosure, my wife and I ran the 10 mile last year and they didn’t have Summit EPA (boo!).

    Another one is the Detroit Free Press Marathon in mid-October. The course takes you through the Detroit-Windsor tunnel. I don’t know much about this one, including whether you need your passport before or during the race…

    The Chicago Marathon is just very busy.

    Fall is the most common time for U.S. marathons; spring is more common in Europe. There are fewer races other times of year but you can find some good ones (e.g., Grandma’s, Houston, St. George).

    • TC was my top choice, but I don’t think my wife wants to make the 10+ hour drive when there are closer options.

      We’ll make the call in August, but we’re leaning towards either the international one in Detroit or one in Grand Rapids (where we have family) on the same weekend.


    • Nice! I’ve been to some good breweries in both Holland and GR. And if I’m committing to running 26.2 miles, I’m not committing to a month of sobriety that same month. 🙂

      Thank you for the info!


  5. How about the Milwaukee Lakefront Marathon, October 2nd

    Midwest – Yes
    October- Yes
    Water Views-Yes
    Craft Beer- Of Course, It’s Milwaukee


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