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The Sunday Best (06/19/2022)


The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!




With the stock market down more than 20%, I’m even happier with my decision to purchase $40,000 in iBonds about 5 to 7 months ago, which is now earning an annualized 9.62%. I spoke with my pal Dr. Nii Darko about the pros and cons. Let’s talk about Treasury I-Bonds! Docs Outside the Box#289


Yes, with stocks down more than 20%, we can officially say that we’ve been in a bear market for nearly the entire year. So, what’cha gonna do about it? Big ERN, Ph.D. from Early Retirement Now has some ideas. The Bear Market is here. What Now?


Now is not the time to hit pause on your investments, argues The Darwinian Doctor. Why You Need to Invest When the Market Is Down.


When Amazon lowers prices for Prime Day (coming July 12th a& 13th, btw), you tend to stock up, right? James Kerr with Humble Dollar suggests you do the same with equities. Stocks on Sale.


If you’ve just retired (or are just about to retire), you don’t like to see stocks on sale. Allan Roth with Advisor Perspectives shares Real-Life Strategies to Mitigate Sequence-of-Return Risk.


Many investors develop passive income streams prior to retirement to protect against a downturn in the stock market. RealtyMogul offers up 5 Reasons to Consider Passive Income Investing.


It’s more active than passive, but Abandoned Cubicle has made out pretty well on the short-term rental property he purchased in northern Michigan. The Airbnb Cash Cow.


One cool thing about Airbnb is that you don’t need to have a property to earn money on the platform, as Martin from Studenomics explains at Making Sense of Cents. How to Make Money as an Airbnb Experience Host.


Active and passive real estate both play a prominent role in Financial Samurai‘s multi-six-figure annual “retirement” income. 10 Years Of Fake Retirement Later: The Most Important Takeaways.


The Female Professional, who happens to be an anesthesiologist in California, is finding ways to combat her own personal inflation. Frugal Living Tips To Save Money When You Have a HCOL.


The Chief Mom Officer has been on a similar inflation-busting mission. Ten Ways I Fight Inflation – And You Can Too.


Me? I’m going in the wrong direction — we just bought a tritoon with a wet bar a gas-guzzling 150 horsepower outboard motor. That gas tank costs nearly $200 to fill!


Cutting costs isn’t the only way to make financial headway, though, thank goodness. The White Coat Investor breaks down 7 Ways to Increase Your Savings Rate.


After finally reaching the second bend point, my wife and I are currently projected to collect more than $52,000 a year in 2022 dollars when collecting Social Security on my earnings history alone. Social Security & Early Retirement 2022: Know Your Bend Points!



MDFU Membership Has Its Privileges

Dr. James Turner, The Physcian Philosopher, has just opened Medical Degree Financial University (MDFU) to help provide a forum where doctors (and any other medical professionals) can learn about personal finance.


Inside the MDFU membership, you can expect all of the following:

  • Weekly personal finance lectures with Jimmy or his MDFU partner, Dr. Lisha Taylor.
  • Invited Expert Speakers (including me!)
  • Full access to on-demand courses like the Medical Degree to Financially Free course (previously sold for $647), negotiation, entrepreneurship, and other financial how-to topics
  • A monthly career coaching call to help you think through that next job, contract, or real estate opportunity you are considering.


Private community where you can get to know the other MDFU students.

Imagine if you could make sure you were in the right student loan plan (a five to six figure mistake if you get it wrong), had the opportunity to talk about career decisions with a certified physician coach, make sure you have the right kind of disability insurance, were knowledgeable about how to invest money in the market, or you could negotiate to get paid what you were worth.

You get all of that for the founding member’s price of just $25 per month… but this founding member’s price will only be available until June 23rd at midnight.

If you’ve looked at any other membership / mentoring programs like this, you know that $25 a month is 1/4 to 1/10 what others charge, but you can lock in his low introductory price permanently by enrolling this week! Offer expires Thursday, June 23rd.

For all the details and how to sign up: https://www.physicianonfire.com/mdfu


Lock in the Lowest Price Now


Long Runs on Saturdays = Dumb


For us, anyway.

As my wife and I wrapped up our first month of training for a half marathon and possibly more, it occurred to her that there’s no good reason for us to make Saturday the day that we take the longest run of the week. Brilliant! Why didn’t I think of that?

Most training schedules build the week’s long run on Saturday, a day that weekend warriors with Monday to Friday jobs can find the time to run for miles and miles.

One issue with the Saturday 8-miler is that it really puts a damper on Friday evening. Another problem is that we have other events on Saturdays, like a family run-bike-kayak relay next weekend and a 5k we’re all running the weekend after.

When this light bulb went off on a Thursday, we switched our Friday recovery run to a slow 7-mile run, getting the “weekend’s” long run over and done with before the weekend even started.



Physicians and pharmacists, Register with Incrowd for the opportunity to earn easy money with quick "microsurveys" tailored to your specialty.


OpinionSite: Another Great Option for All Healthcare Workers


OpinionSite has been around for most, if not all, of my career, and I’ve completed numerous surveys for them over the years. We recently partnered with them, and I’m happy to report that many healthcare professionals will qualify for surveys. Physicians will, but this one is not exclusive to physicians.

Join OpinionSite to share your expert feedback on new products, patient treatment trends and issues impacting the everyday lives of healthcare professionals.

  • Participate in a wide array of engaging surveys and interviews
  • Your personal information and privacy are fully protected at all times
  • Digital payment tools provide a quick and easy way to redeem the rewards you earn for participating in research


Many health professionals will qualify; you do not have to be a physician to receive paid survey opportunities.




It takes less than 5 minutes to join and once your membership is approved they will begin matching you with the meaningful medical research that fits your interests, with invites being sent to your inbox whenever a new research opportunity matches your profile.





Visit OpinionSite


For more options, see the Top Paid Medical Survey Companies in 2022


Buy My Boat?


Having bought the new party barge, we put our old boat up for sale on Facebook and Craigslist. I just love the people on Facebook Marketplace who ask a couple dozen questions over 2-3 days and then tell you they’re not interested. I’m not interested in you either, Michael.

Hopefully, by this time next weekend, our old boat will be sold. She’s been good to us, but it was time for an upgrade.

For the Fathers out there, Happy Father’s Day! Here’s a pic on the boat from a chilly Father’s Day nearly a decade ago that popped up in my Facebook feed.




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Have an outstanding week!

-Physician on FIRE


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4 thoughts on “The Sunday Best (06/19/2022)”

  1. Couldn’t agree more on I-Bonds. Nice to own something that isn’t down 20%! Lots of lessons to be had in this bear, that’s for sure.

  2. Subscribe to get more great content like this, an awesome spreadsheet, and more!
  3. Congrats on the new boat! I’m sure you and your family will have tons of fun using it!

    There seems to be lots of advice in the Sunday Best this week about investing when the market is down. That’s great advice, but the math tells me the stock market has *plenty* of room to fall until inflation adjusted “Real” returns are realized.

    Great Sunday Best as always PoF! Thanks, as always!

  4. Love the party barge. I was delighted and amazed when I first saw a motorized bbq dock on a lake fishing charter a few years ago. What a great concept.

    Too funny about the long runs, we are such creatures of habit.

  5. Informative articles thanks! Enjoyed reading about the airbnb experience job. Fun to think about different business opportunities


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