The American Dream was homeownership because you literally owned a piece of America; owning a piece of its best companies is also great. But it is, like many things in our lives these days, intangible and erodes community bonds — which does make us less happy even if we are richer.
Polls of American voters consistently show housing costs are among their top priorities, even if they’re not the top priority (those food prices). And soaring home insurance costs are making already expensive housing unreachable for some.
Age has traditionally played a large role in asset allocation. The logic is reasonable enough: as retirement approaches and then progresses, there is less time to recover from market losses, employment income has usually disappeared, and withdrawals make poor returns more consequential. But age can’t be the entire organizing principle for the portfolio.
About one-third of Americans ages 55 to 74, and half of those 75 and older, are aging on their own. Whether you are a solo ager or have support nearby, the process of growing older is not easy. Have you considered how prepared you are to give care or receive it?
Retirement is one of the biggest transitions a couple will navigate together. The financial plan accounts for two people. A life plan rarely does. And retirement asks you to renegotiate everything… at the same time… in the same house… with no script.
Every summer, millions of Americans hop off their hamster wheel for a vacation. One way for couples to manage their money better is to plan a vacation. When you have a shared goal that you’re excited about, you naturally begin practicing the behaviors that make every other financial goal possible.
Two people can hold the same net worth, the same portfolio, and the same beautifully formatted plan—and only one of them would tell you they have enough. One may live a rich life, filled with gratitude and purpose, while the other seems to gain the whole world while losing everything that made it worth having.
We’re all human, and we all struggle with money issues. Whether we grew up with it or not. Whether we’re interested in how it works or we couldn’t care less. Here are some of the most common money fears, circumstances, and opinions as reported by a finance professional.
All of us know that feeling. That deep guttural loneliness. It is that hollow feeling that creeps in even when you’ve done everything right on paper. You have the job, the house, the savings rate—but something is still fundamentally misaligned. A podcaster, coach, and hospice physician shows us how to step back into our lives and away from that loneliness.
Having wealth is increasingly about the ability to control how exposed you are to the world around you. And many rich people are bypassing public life altogether. Privacy, in this context, is beyond just solitude or secrecy. It’s selective accessibility, the power to decide who and what gets access to you.
“Moneymaxxing,” a movement aimed at financial improvement, encourages people to maximize their budgets by trimming recurring expenses, redeeming rewards points — a related trend known as “pointsmaxxing” — and stashing extra cash in a high‑yield savings account.
Your Parking Spot Might Be Worth More Than the Building
Physicians are the single most syndication-heavy investor class I know. We buy LP units for the depreciation and the passive cash flow, we sign the subscription docs, and then we hold for seven to ten years with zero operational control and almost no exit liquidity. That combination makes us unusually exposed to a specific risk: an asset that gets underwritten correctly against yesterday’s assumptions about how people live and move.
Chicago, Denver, and Baltimore have already eliminated their minimum parking mandates. Developers who once burned a third of a project’s footprint on concrete storage for cars can now build rentable square footage there instead. Realberry calls it the parking dividend. If you’re an LP in a suburban deal with 400 spaces baked into the pro forma, that shift arrives on your K-1 eventually, whether or not anyone mentioned it on the webinar you attended before wiring the money.
Sponsors courting physician capital now lead with AI underwriting. Ten thousand deals screened a month, faster than any investment committee. That tooling is available industry-wide, so it distinguishes nobody, and Will Little and Jason Cruce will get into why it’s a weak proxy for sponsor quality.
The harder material: AI-driven solo entrepreneurship reshaping office and flex-space demand, efficiency gains squeezing commodity multifamily margins right where most physician money sits, Class A+ and experiential assets like Realberry’s Lake Tahoe properties potentially absorbing outsized demand, plus what rising life expectancy alongside falling birth rates does to a 30-year hold thesis.
Most of us plan to still own this stuff when we stop taking call. Two developers who decide where steel actually goes, talking to physician-investors, Saturday August 18th at 1 PM ET.
