The Sunday Best (2/18/2018)

The Sunday Best
The Sunday Best is a collection of articles I’ve curated for your reading pleasure.

Expect most of the writing to be from recent weeks and consistent with the themes presented on this website: investing & taxes, financial independence, early retirement, and physician issues.


Presenting, this week’s Sunday Best:


I can’t come up with many good reasons for a high-income professional not to take full advantage of all available retirement accounts, even if planning to retire early. The White Coat Investor agrees. Early Retirees Should Max Out Retirement Accounts.


Speaking of early retirees, I’ve shared the top things I’ll miss when I retire from medicine. Author and blogger Dr. Cory S. Fawcett misses his surgical career on occasion. Will You Miss Medicine When You Retire?


Why would anyone on earth retire from one of the best professions aound? Matthew Hahn MD shares some insight on KevinMD. A Week in the Worst Health Care System in the World.


Another blogging friend is taking the leap, retiring from her day job sooner than anticipated. Amy at Life Zemplified explains why she is Escaping the Monotony of Cubicle Life.


Mr. Tako, multimillionaire stay-at-home Dad, left his high-paying job a couple years ago. He misses the stimulating conversation and food, among other things. Two Years Later. Is FIRE Worth It?


Speaking of bloggers and milestones, J. Money celebrates 10 Years of Budgets Are Sexy.


I’ve been waiting for this post, and Michael Kitces at Nerd’s Eye View does not disappoint, clarifying some points in my tax reform guest post and giving real-life examples Understanding The New Pass-Through Business Deduction For Qualified Business Income.


You may be accustomed to a habitual rebalancing of your investments. Have you considered adjusting your priorities, too? Crispy Doc has. Yearly Rebalancing of Priorities.


Jeremy & Winnie of Go Curry Cracker have made world travel a priority for their family. Would you believe This 2-Year Old Has Already Been to 28 Countries? How many have you visited?


Some people got rich quick with cryptocurrency. Others have not been so lucky. Count Ty from Get Rich Quick’ish among the latter. His Tales from the Crypt-o are enough to spook me away. But if you want some, he’s giving away $100 worth of crypto.


In case you missed it, here’s what I published earlier this week.

One World Surgery


Finally, in my twelfth year of practice, I’ve made plans to go on a medical mission. My family will be joining me for a week in Honduras at Nuestros Pequeños Hermanos (“Our Little Brothers and Sisters,” or NPH), a home located in Honduras for orphaned, abandoned, and disadvantaged boys and girls.

The compound has an on-site surgical center with three operating rooms. They also have pigs, dairy cows, vegetable gardens, and orchards. They make cheese, bread, and tortillas there, and of course, provide free surgical care for those in need.

We’ll be there May 5 – 12, and they’re still looking for help, so if you happen to have the skills they need and the ability to get away, here’s what One World Surgery is looking for during those particular dates:

  •  Urologist, Ophthalmologist, CRNAs, Preop and PACU Nurses, Physical Therapist, Sterile Processor. Please help us spread the word and encourage those who are interested to complete an online application.

If a trip like this interests you, check out their calendar and learn more about the mission here. There is a week-long medical mission twice in most months, and many of them are open to the public.


My First Travel Rewards Card


I’ve been earning travel rewards from credit card incentives for several years now, have booked dozens of free flights, and it all started with the Chase Sapphire Preferred®

(click to compare this card).

Chase Ultimate Rewards are some of the most flexible points. You can book travel directly with them, pick up gift certificates or cash, but often your best redemptions happen when you transfer the points to one of many airline or hotel travel partners.

Currently, you can earn 50,000 points when spending $4,000 in the first three months, and the $95 annual fee is waived the first year. We typically put that much or more on a card in one month, so meeting the minimum on this or other cards has never been a challenge.

Those 50,000 points are worth $625 when booking travel via the Chase portal, and you can likely score round-trip flights worth up to $1,000 or more with those points. Also, both partners in a relationship can each apply for a card, giving you 100,000 points rather than the 55,000 points when getting one card and adding an authorized user.

If you’ve been thinking about getting your toes wet with earning and redeeming travel rewards, this is a great card to start with. Compare it with other travel reward cards, and if you decide to pull the trigger, you may help further this site’s charitable mission.


You're still not using Personal Capital? That's how I track the PoF portfolio.


Have an exciting week!

-Physician on FIRE


  • I always wonder if people who have actually already FIRE’d think it’s worth it. Really good read from Mr. Tako. Glad he still thinks that it is.

    Like always (whether pre or post retirement) we must be intentional with our time. And just like the big house becomes just a house, I bet retirement just becomes the next “job” unless you are really intentional with how you spend your time. Lord knows in my mind I think I could play golf every day… But I know that’s just not true. I’d have to be doing a lot of other things to feed the intellectual and entrepreneurial side of me.

    Thanks for the reads!

  • Thanks for the feature PoF! I’m honored to be included in this list of killer posts.

    Bless you, for doing the medical mission trip. Sounds like the family gets to participate in volunteering as well. What a great family experience.

    Looking forward to a Hawaii post when you return…enjoy the rest of your time there!

  • So so so excited for your medical mission. Sounds like a cool place and one that your whole family will enjoy. It also sounds like a great place for someone like me to go, too bad that the timing doesn’t work out this year. I will actually be in Honduras in March with a different medical brigade, so I’ll take some notes for you too. Hopefully we can plan one to do together and maybe get some other medical bloggers to go too!

    • No kidding? I hope you have a great experience in Honduras. This one really appealed to me because it’s set up in a way that encourages the whole family to participate. I also love how you stay on the compound and walk to the surgery center in the morning. Seems to be a very safe and convenient setup.

      I’ll be sure to report after the experience to let you all know how it went.


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  • Thanks for the mention PoF! Great collection articles!

    I also started with the Chase Sapphire Preferred Card! It’s a good card, with a great bonus!

    • VagabondMD

      I enjoyed Mr Tako the most this weekend. I like to hear how these plans of FIRE work out over time. Nice write up.

      Just going part time has shifted most of the household work my way, so I am careful now not to retire before my wife. 😉

      I am looking forward to reading about the medical mission, PoF.

  • I was so happy to read about Amy’s exit! The whole point of living well below your means is to make a huge life change when the opportunity arises (like becoming a grandma), not when you hit the age that society says you’re ready.

  • Grateful for the generous feedback, PoF, and very much looking forward to hearing about your experiences in Honduras.



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