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Financial Freedom for Millennials

It’s a great time to be alive, and it’s a great time to become aware of the role your money will play in your life. The number of resources available to you is growing by the day.

Today, I’ll be highlighting two excellent resources for millennials with an interest in financial freedom.

The first is a playbook to guide you to financial independence from a millennial who has achieved it. The second is a play-by-play memoir from a millennial who discovered the concept and made drastic life changes to make financial freedom a realistic possibility.

Personally, I’m a relatively young member of Generation X. My wife doesn’t express many millennial traits, but by birth date, she’s technically a millennial. She attained financial freedom by virtue of being patiently married to a relatively young Gen Xer with a great job.

It won’t be that simple for most millennials, but there are tried and true methods. I’ll be discussing them as I review Grant Sabatier’s Financial Freedom: A Proven Path to All the Money You Will Ever Need and Scott Riecken’s Playing With FIRE: How Far Would You Go for Financial Freedom?

With forewords by Vicki Robin and Mr. Money Mustache, respectively, these two FI books are legit.


Financial Freedom for Millennials


My friend Grant was kind enough to not only send me an advance copy of the book several months ago, but he also sent a few signed hardcovers, as well. I’m keeping one to share with a friend, one to give to an email subscriber who comments below, and one to give away soon in a yet-to-be-determined fashion.

I first met Grant at FinCon17 and we had another chance to chat by the big flamingo at the 2018 conference. Before that, I knew him online as the Millennial Money blogger who was really into both personal finance and blogging — he generously did free SEO audits for dozens of us via the Rockstar Finance Forum, easily spending dozens of hours if not hundreds. His 67 Best SEO Tips for Bloggers is an authoritative post I revisit from time to time.

As a witness to his enthusiasm, work ethic, and drive, I’m not surprised to see him a couple years later with a widely distributed personal finance book published by Penguin House, a podcast interviewing people like Tony Robbins, Vicki Robin, his own father, and James Clear. Stay tuned for episodes featuring The White Coat Investor and me, eventually.



Financial Freedom:  A Proven Path to All the Money You Will Ever Need


This book is substantial in both substance and size. A hardcover, weighing in at 19.2 ounces with a total of 342 pages including the index, references, and glossary, there is a lot of information to digest, especially if you’re new to many of these concepts.

The author does a great job summarizing the most salient points. At the end of each chapter, you’ll find a concise recap of the top seven to nine lessons with two to three sentences each.

There are fourteen chapters covering the meaning and purpose of money, how to earn it, how to wisely spend it, how to invest and grow it, and, perhaps most importantly, how to enjoy a life where money is not front and center.

Once you achieve financial freedom, money should become a lesser concern. You’ll have all you need, as the book’s subtitle clearly states.

How is this a book for millennials? It starts with the author. He’s at least a decade my junior, and he’s a guy who side hustled and hacked his way from a boomerang child who couldn’t afford a burrito to a millionaire in about five years.

He understands the gig economy and how to best take advantage of it. An entire chapter is devoted to “hacking your 9-to-5.” Millennials, for better or worse, are finding themselves in positions where one job for many years is less likely to be a viable option and probably not the best path to wealth or financial freedom.

My parents’ generation, the baby boomers, were more likely to have pensions, job security, and they benefitted from an impressive stock market throughout the 1980s and 1990s. Generation X has seen a shift away from pensions and a less steady stock market, but I believe we’ve relied less on side hustles and multiple income streams than the next generation.

It remains to be seen how life will play out for millennials, but as I said in the introduction, Mr. Sabatier’s book is an excellent playbook to improve your own odds of success.


I've got my 2 acres of non-leveraged, crop-producing, cashflowing farmland via AcreTrader. Get yours.


The High Points of Financial Freedom


The overall message is great and consistent with what I’ve done and what I preach. Maximize income, spend for value, and grow that gap between the two to increase your savings rate.

Invest in a simple and straightforward manner, take some risks with your career and your money, but don’t put it all on the line. Financial freedom can be yours in a decade or two at the most.

What sets this book apart are the details. As I mentioned, there’s a chapter devoted to making the most of your primary job. Negotiation tactics are discussed thoroughly, and everyone, including my physician readers, would benefit from employing these strategies.

The book goes into detail on how to create and recognize opportunities to advance your career, make yourself invaluable, and turn an idea into a profitable business. Grant believes that consistent habits are key, and he shares a number of the daily, weekly, monthly, quarterly, and yes, yearly habits he has developed.

Grant has read over 400 personal finance and entrepreneurship books, and he claims to have spent about 2,800 hours bringing this book of his own to life. The book’s about more than just money, though. I loved this passage discussing what to do after you’ve attained financial freedom:


“Do what you’ve always wanted to do and take the time to discover new things. Let yourself grow and change. I can’t even imagine where I’ll be in five, ten, twenty, or thirty years.”


There’s some real wisdom there. Any time I think back as my past self from five or ten years earlier, I know I would have been surprised to learn where I’d be and what I’d be up today. Life is a box of chocolates and all of that.

More great life advice in these few sentences:


“Family and friends are more important than money. Money doesn’t matter if you don’t have anyone to enjoy it with. Spend time with your kids, siblings, parents, grandparents, and friends. Health is more important than money. Try not to burn yourself out. Take time to recover and recharge.”


The content is solid from beginning to end, and a lot of people are going to benefit immensely after reading this book. I mean that sincerely, even if I do have a few little bones to pick. I’m talking tiny bones, like those three middle ear bones. Honestly.


A Few Minor Quibbles


This is a book review, not a book report, and it wouldn’t be complete without a few criticisms. Honestly, I feel some of these represent my own failure, as I had access to the text before it was too late to make changes.

I must confess I had never read a book on Kindle before, and I struggled to figure out how to work with this .ASCM file to make the words appear on my son’s Kindle Fire, and by the time I finally got it to work, the book was already off to the printer. Please accept my apologies, Grant, for not perusing the book sooner!

In a broad sense, I know that this is the playbook that the author used to achieve financial freedom, but it’s a stretch to say that anyone could replicate his success, not that the author implies that anyone could. I do believe that everyone should try to make the best of their situation and that they’ll be much better off if they take action on just a few things they’ve learned in the book.

I think that’s all he is going for; do some of these things and you’ll be in much better financial shape. But not everyone has the confidence or moxie to take a bunch of coworkers out to lunch to pick their brains or charge what would the equivalent of what could be a year’s salary to spend a few hours creating a website. That was a bold strategy, Cotton!

Now, let the nitpicking commence.




I didn’t agree 100% with some of the details in the investing section. For example, he says “it’s important to rebalance four times a year.” I’ve read data that demonstrates rebalancing once or twice a year is adequate, and most of us can rebalance in an ongoing fashion with new additions without having to sell assets while we’re still earning a living.

International stocks only get a few short paragraphs, and they’re regarded as generally riskier than U.S. stocks, but useful for diversification. He recommends no more than 5% of your portfolio in international stocks, while acknowledging many advisors would recommend 30%, but doesn’t share his rationale. I realize both Warren Buffett and John Bogle have said foreign stocks are unnecessary in a portfolio, but I would have liked to hear the author’s reasons for his opinion. I keep about 20% of my portfolio in international stocks.

In the section on investing in taxable accounts (which I’m a big fan of) the best case scenario for tax-advantaged account space does not take into account the possibility of a defined contribution (cash balance) plan or non-qualified deferred compensation (NQDC) plan, either of which could push someone’s tax-advantaged space well into six-figures. Not everyone has access to these accounts, but I know plenty of people that do.

Grant also recommends using the same stock and bond allocation in taxable as you have in your other accounts. I find it easier and generally more tax-efficient to treat your entire portfolio as one pool of money and apply your desired asset allocation across all of your accounts (and your spouse’s accounts if finances are combined).

Speaking of spouses, you don’t hear much about Grant’s wife and her finances, but that is intentional. He did confirm that their financial freedom is not limited just to him; they have enough for joint financial freedom, but unlike Grant, she prefers to stay out of the public eye. I can respect that.


Real Estate

There is a chapter devoted to real estate, and it’s quite good, but in the investing section, he lumps REITs along with gold to say you can go ahead and ignore those. Personally, I believe REITs are a viable and completely hands-off alternative to owning physical real estate or making crowdfunded or other syndicated real estate investments.

He quotes the break-even point of buying versus renting as 2.1 years. This will vary by region, but a more realistic figure I’ve seen is closer to an average of at least five years. One of the sources cited is Zillow, and you can imagine Zillow has a vested interest in convincing you to buy, as the site clearly makes money by referring you to realtors and mortgage lenders.

Speaking of mortgages, he states that in the 1980s, it would have made more sense to pay off an 8% to 10% mortgage as quickly as possible, since other investments were unlikely to return that match. But the truth is that Certificates of Deposit and Treasury Bills were paying closer to 15% in the early 1980s.



Withdrawal Order

With his entrepreneurial ambitions, the author may not plan on implementing a withdrawal strategy anytime soon, but I’ve thought mine through. In a list of where you should draw from, the 401(k), IRA, and HSA were listed before a 457(b), which I find odd since a 457(b), at least a non-governmental one, should be the first account you tap.

The deferred compensation you have in a 457(b) is not actually your money until you withdraw it (and therefore subject to creditor risk if the employer goes bankrupt), and it’s readily available without penalty at any age as soon as you separate from your employer.

I won’t need the money when I leave my job later this year, but I plan to drain my 457(b) over the next 5 to 10 years at the most.


OK, that was more than enough!

That section grew to be much longer than I anticipated. It’s not that it’s a bad book by any stretch of the imagination; there are just a few details in which we don’t see eye to eye, but in the big picture, the greater message of the book is spot on.

As stated in the introduction, I’m totally keeping one of the copies Grant graciously sent me to give to someone whose life could be changed by this book.


Playing With FIRE


You may have heard about this FIRE documentary that has been filmed and will be released shortly. I’ll be sure to share the details when it’s available for viewing. You won’t see my smiling face in the film, but a number of our friends are featured, including the aforementioned Mr. Money Mustache, Vicki Robin, and Grant Sabatier.

I had the pleasure of meeting Scott and the film’s director Travis Shakespeare over beers at a Florida microbrewery in the fall of 2018 as they were putting the finishing touches on the documentary. They’re great guys and I’m excited to see their final product.

While we’ll have to wait a bit to see the movie, the paperback and audiobook that accompany the film are available right now. As a Kickstarter supporter, I had early access to the audiobook, and I took it in over the course of a handful of New Year’s Resolution  workouts last month.

Whereas Grant Sabatier wrote the financial freedom playbook, Scott Rieckens provides the play-by-play.

A few years ago, Scott, his wife Taylor, and their young daughter were living the good life near San Diego. Two solid incomes gave them a comfortable six-figure after-tax takehome pay, and they had a six-figure lifestyle to match.

Scott seemed to be fairly content with the status quo, although becoming a father and navigating a couple career detours had him thinking more about what their futures might look like. Then he heard Tim Ferris interview Mr. Money Mustache.

And everything changed.

Here was a father living a joyful and purposeful life, thriving on an annual budget of about 20% of Scott’s. When it sounds too good to be true, it usually is, but Scott’s interest was piqued.

After discovering MMM, he took a deeper dive and contemplated how to a) broach the subject with his wife and b) start implementing meaningful changes to make early financial independence a realistic goal.

As you might imagine and can surmise from the documentary’s trailer, there were challenges aplenty. The decision to document this journey with a film crew had the potential to turn their private struggle into a public crucible.

I won’t play spoiler and share all the details, but the fact is we likely won’t know how their experiment turned out for another decade or so. Their path to financial independence is in its infancy.



Playing With FIRE High Points


I listened to the audiobook and I appreciated the fact that Scott himself read the audio. It’s a personal saga, and it feels more personal when read by the author. His wife also participates in the recorded version, reading the portions where she shares her perspectives on money and the life-altering choices they were making.

They both did a great job of defining their “whys” for making these bold moves. The making of the film brought Scott face to face with his newfound heroes of the financial independence movement, and his recanting of those encounters was affirming.

As this was more of a memoir than a guidebook, he doesn’t go into near as much detail when describing the math and investment philosophies (as compared to Sabatier’s Financial Freedom), but he does give a solid overview.

Being less detailed, along with the fact that I had no print copy to dissect, I don’t have much to quibble with. I did send Scott some feedback on some “fuzzy math” when discussing multiples of spending and accompanying withdrawal rates, but it was a minor point.

I loved the contrast he painted describing how he liked to brag about getting a good deal, while his wife was most proud of her expensive possessions that provided proof of her success. I had noted in The Frugal Physician that some people were wired like Scott and others like Taylor, and I can imagine having one of each under the same roof can lead to some marital discord, particularly when embarking on this Financial Independence journey together.

How do they reconcile these differences? Can they find a workable compromise? The tension is palpable, but common goals help create common ground.


Fuel for the FIRE


Each of these books brings welcome fuel, helping to spread FIRE to people who may be less likely to read blogs or listen to podcasts.

The nature of each is very different and they complement each other well. One or both could resonate well with someone who may be open to the idea of making some changes to better their financial and personal lives.

Playing with FIRE is the book to spark inspiration, and Financial Freedom would be a great followup to teach someone exactly how one can implement any of myriad strategies to make true financial freedom a real possibility.

Pick up Financial Freedom and Playing with FIRE today!




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60 thoughts on “Financial Freedom for Millennials”

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  7. Question on calculations.

    I’ve assumed for a long time that I would need about 10 years to be financially independent. But I based that on a single number and treated my stock portfolio as one entity when it’s really two – tax crummy, that is regular investments like mutual funds and ETFs, and tax advantaged, Roth IRA, 403B, etc.

    My new calculation gets me to a retirement age of 41. Please poke holes in this if there are flaws.

    Age 35
    Current taxable account value $112,000
    Current taxable account monthly contribution $10,000
    Value at 6 years assuming 7% post inflation ROI ~$1,000,000
    Monthly post tax spending $6,000

    This will last me about 25 years until it is done. I got this from an online calculator which used a 25% marginal tax rate.

    However, in the meantime, if I retired in 6 years time the following will happen –
    Currently value of tax advantaged accounts $188,000
    Monthly contribution $6,000
    Portfolio value assuming 7% post inflation ROI for 6 years until I stop contributing $797,000.

    But then I don’t touch this until, let’s say, age 65.
    Time of first withdrawal age 65 – time of retirement age 41 = 24 years
    $797,000 compounded at 7% for 24 years = $4,000,000 in today’s dollars.

    Does this make me beyond set for retirement at age 41? Please poke holes in this math if I am missing something.

  8. I’ve listened to the Playing With Fire audiobook, and I appreciated the firsthand account of someone trying to walk that path with an open mind; I’m tired of the typical quick TV and internet clips that spark so much backlash towards intentional financial independence. I don’t know many people around me who are as into this stuff as I am, family and hospital colleagues included. Also, I listen to quite a few podcasts, and I must say, Grant is putting in work! He has quite the media tour going. So, if I’m selected, I’d like a copy of Financial Freedom.

  9. Either book would be great for me as I am a third year law student and millennial with a mortgage worth of student loan debt lol. Please help! I’m in my last semester of law school and really trying to prepare myself financially by reading as much as I can in between class and bar prep.

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  11. M1 student here. Either of these books would add to my financial knowledge and help me and my family get set up on the right path for the rest of my life. We appreciate you!!

  12. Thanks for the raffle! I know free food tastes better… Not sure about free books though ? I guess we will have to find out! Cheers!!

  13. I’m too frugal to buy either and my library won’t have them yet! Either one would be useful for me as I’m just starting out and trying to learn more about investing and be able to fire my FA!

  14. I am always looking for another good personal finance or investing book to read. Not only that, but one cannot beat free. I would be interested in reading Playing with FIRE! Thanks!

  15. I’m with Grant on foreign stocks. I think they provide scant long term diversity, have poor long term return, and are a source of excess risk. Interesting how Warren Buffet and John Bogel get ignored while some plumber or truck driver on a forum gets believed. There may be an instance when foreign pays a premium but I’ve analyzed 30 years of data and haven’t found it for the long term. There was a period in the 80-90’s when Japan became highly productive and challenged the US to some extent but that fizzled with the Japanese economy. Productivity is the reason a country and the companies contained outperforms. If you don’t have true allegiance to rule of law, credible banking, a stable currency and political stability you never outperform. It’s why China will never outperform. Foreign will occasionally do a little better in up years like 2017 but they always do way worse in down years. In 2008 US was down 40% and foreign was down 70%. Generally they considerably under-perform USA at a higher risk so why put 20% or 30% of your money into a near guaranteed looser? The diversity argument is a sham. Market diversity is effectively reached with 30 stocks spread across 10 sectors. The difference between 30 stocks and 1000 stocks in terms of diversity improvement is 4% vanishing small. If you own USA large cap you have considerable foreign exposure inherently, less if you own small cap. So I’m waiting on the argument pro foreign stocks. I can’t see any advantage.

    • Vanguard is not exactly a plumber or truck driver on a forum. I don’t think there’s a right or wrong answer here, but if I had lived in Japan 30 years ago, I hope I would have had some global diversification!


      • The Nikkei 225 is 50% below it’s Jan 1990 peak (29 years 50% loss, a truly stunningly bad SOR). The Nikkei 225 has never recovered in 29 years. You’d be money ahead investing in US T-bills for 29 years rather than investing in Japan. The S&P 500 is up 1327% dividends reinvested as of Jan 2019 for the same 29 year period. Vanguard will sell you whatever you want. It doesn’t mean what you want makes sense. I had close to 1M in the market in 1990, was 15 years into my investing career and personally witnessed the carnage (I had none in Japan thankfully). In my opinion it’s the aftermath of the 1990 Japanese run up that entices old farts like Taylor Larimore to recommend foreign as a choice. If you bought Nikkei 225 in 1980 and sold out around 1990 you made a huge killing. The Nikkei 225 went from 6,700 to 40,000. Larimore is still waiting for lightning to strike twice. If you do the actual quantitative analysis I see no upside but plenty of downside. If you Monte Carlo a Bogglehead 3 fund at 4% WR over 30 years it fails 10/100 times and the first failure is at 15 years. If you Monte Carlo a 60/40 2 fund, the failure rate becomes 2% and the first failure is at 23 years. You can actually pull an extra 1% WR more out of the 2 fund (5%) before you get to a 10% failure rate. Clearly portfolio 2 is much safer than portfolio 1 for the same WR and longevity. The biggest difference is no foreign stocks. Why do you think Buffet doesn’t recommend foreign? Think maybe he ran the numbers?

  16. I would be totally happy with dealer’s choice, but I would lean towards Financial Freedom. Planning on listening to the audio book for Playing w/ FIRE. Thanks for the giveaway!

  17. Financial Freedom sounds like an awesome read – appreciate the book review and look forward to more tips during my leaping transition towards the FIRE lifestyle!!! – Financial Independence, Renal Exit…

  18. Dealers choice!

    I’ll probably still get the Audible versions of both though, tbh, because… I’m a “lazy” millennial! 😛

    • I hope they can share! I’ll be sending you a copy of Financial Freedom signed by author Grant Sabatier.


  19. Very much interested ! , in approaching retirement (55 year old). My son who is anesthesia resident is very bad in managing his finances . Please sign me in b, I would prefer “Financial freedom”

  20. Definitely interested! I’d prefer the Millennial book, but I *suppose* I’d be okayyyyy with either 😛

    -Millenial Med Student

  21. I would be happy with either book. Keep up the great content! I have a son interested in pre-med. I am glad you opened our eyes to the financial issues he could face.

  22. Thanks PoF! Would love the Playing with Fire copy but either would be appreciated. As a person born right smack in the middle of the millennial generation I find this topic so interesting!

  23. I am an “old retried physician” who has taken the job of helping my kids and their friends learn about finances and retirement. They are all in their 20’s and out of school, embarking on various careers, some in medicine. I have read many books and am a PhD graduate from the financial school of hard knocks to go with my MD. Either book would be great. My “living within my means” had me able to retire in my 40’s and I did so in my late 50’s…living the retirement dream!

  24. I already burned through (haha) the Playing with Fire audiobook, fantastic and psyched for documentary.

    Interested in Millennial Freedom but if it’s also on audiobook, don’t send it to me, I can get it using credits on Audible instead and not take that opportunity from someone else ?

    • Well, it’s an autographed book (by him, not me… I suppose I could autograph it, too). Anyway, it would be hard to autograph an audiobook, so this one’s made from pulp.


  25. Mother of a Gen Z here. She is always asking financial questions and I use those opportunities to teach and to share our past mistakes. Would love to gift her either book, although the first one sounds like it might be more useful guidebook as she has yet to start a career.
    Thanks for this!

  26. Thanks for your review of both books! I hadn’t heard of “Playing with FIRE”, but I’m definitely intrigued. Your review of “Financial Freedom” was highly beneficial as it touched on some similar concerns I had from reading Grant’s site over the years.

  27. I subscribed to your blog sometime early last year, I believe, and I always am excited to get an e-mail when a new blog article is written. (Yea! Something fun to read while at work!) I’ve really enjoyed your content and wit in writing, along with the appreciation for a good craft beer! (mmmm Cheboygan blood orange honey!)

    I appreciate your honest reviews, as they give credibility and integrity to your site. I would be grateful for either, as I just heard Grant’s interview on ChooseFI and thought I’d get his book at the library, and I am really excited for the documentary to come out so I can get my spouse FIRE’d up. Keep up the great work!

  28. Thanks so much for the reviews! I’m excited about both of these, and would love the chance to read either one. I am trying to get by on very little as I finish up the last few months of my training before starting a “real” job.

    Thanks so much for your post, the blog, and all of your podcast appearances; they’ve been very helpful.

  29. Great book reviews. I would love to read Financial Freedom: A Proven Path to All the Money You Will Ever Need. Recently listened to podcast with him and sounded like a down to earth, intelligent guy.

  30. I am more interested in Financial Freedom for Millennials.

    That being said I am not sure the millennial generation is any different or worse then previous generations. I would be considered an older millennial so maybe I am biased. The way I look at it is we are young still. I am sure the boomers complained just as much about those snot nosed, ungrateful, lazy Gen Xers. Most of those complaints died with words because they did not have the internet and social media to amplify them.
    I also feel that if you look at millennial’s themselves you see a big difference between the older half and younger half. I do not think this has any significance other then they are young and have not developed live experience yet. In 10 years we will all be grown up and will turn our attention to bash on the next generation.
    I do agree that the financial world did change. You cannot rely on working for a company for 30-40 years and leaving with a pension. Who knows what the market will bring but I am optimistic that it will not be too different then the past.

    • You’re probably about the same age as my wife — qualifies as a millennial but has a lot more in common with me as a young Gen Xer than the stereotypical millennial (who also probably has little in common with actual millennials).

      It’s true what works in personal finance can work across generations, but the career landscape has definitely evolved over the years.


  31. Mother of millennials here- would love a copy of the book to share w said millennials to demonstrate that FI is possible for each of them, even in HCOL area (we’re in SF Bay Area), and to reinforce lessons I’ve tried to teach by example…save early and often, pay yourself first, take the match, needs vs. wants, good vs. bad debt, how having options open creates freedom, etc.

  32. Awesome post! Thanks so much for all the great content and everything you do. “Financial Freedom – A Proven Path…” would be awesome to have!

  33. Great summary of what appears to be two wonderful resources for anyone to have in their financial library.

    I share your concerns on the way too frequent rebalance example in Grant’s book. I prefer to use the band system of rebalancing. I have a band of tolerance that I allow my particular asset allocation to live in (for me it is simple math, whatever the total % allocation is that I have set out in my Investment Policy Statement has a band of tolerance +/- 10%. For example, I have 55% allocation of my market portfolio in domestic stocks, I won’t rebalance unless it is outside of 5.5% in either direction).

    I really can’t wait till the film on FIRE comes out. I hope it is a huge success because I can only imagine what it took to put it out there. Hopefully it will result in a lot more converts and reach a wider audience than any blogging could possible obtain.

    If I am fortunate enough to win a copy, I would love to get a signed copy of Grant’s book.

  34. I think that from a “Baby Boomers” perspective that either book would be enjoyable, but I would take the book on Financial Freedom if the option was presented.

  35. As a new author, I can say that writing a book is a ton of work. There is writing, re-writing, throwing stuff away, revising, editing, and then revising the editing. There is something nice about having different mediums (books, blogs, podcasts, films, etc) to convey the all important message of financial independence.

    I look forward to both the documentary and these books. I have been a lazy kickstarter backer for the documentary! I think I snagged my free copy of the book, but (as tends to happen) life got busy and I never started it.

    This gives me some motivation to go find it again and get the job done!


  36. Me, Me, Me! I’m too frugal to buy a copy.

    I’m very interested in both of these books. As an old millennial, I can probably relate to a lot of their ideas.

    If I were to win an autographed book, I would like Playing With Fire. Just like Scott and Taylor, my wife and I are from San Diego and have high incomes. We can totally relate to our living expenses being 5 times that of Mr. Money Mustache. I am very curious about where Scott and Taylors FIRE journey takes them.

    I appreciate the great reviews. And thank you for your consideration!!! 🙂

  37. I am intrigued bt Playing With FIRE and the resulting Documentary. The fact that it is driven by one spouse in converting another to the FI Path who has a very different money story resonates with me and I am sure with many others.


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