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The Sunday Best (12/22/2024)

PoF: Sunday Best

Welcome to this week’s edition of The Sunday Best, where we explore the nuances of determining a safe retirement spending rate for 2025. With shifting financial landscapes, we explore essential strategies to adapt your savings and investment habits to sustain you through retirement.

This issue also tackles the evolving perspectives on homeownership in America, fueled by a decade-long housing bull market and shifting cultural values. 

Amid rising concerns about digital permanence and the transformation of physical spaces, we consider the future of the internet and the innovative repurposing of abandoned malls. 

  

The Sunday Best 12/22/2024

Starting safe withdrawal rates have declined, but staying flexible and enlarging guaranteed income can help boost lifetime payouts. So what’s a safe retirement spending rate for 2025?

After years of saving during your working years, what changes should you make to prepare your finances for retirement? When your paycheck stops, you’ll depend on your portfolio to fund your living expenses.

Most people are attached to the high water mark of their portfolio values. The good habits that allow wealth accumulation – savings and investing – often work against investors in retirement.

Learning how to lose money is actually much more important than learning how to make money in the markets because losing is inevitable. Investing is not as much about your actions as it is about your reactions and how they affect your thought process.

Homeownership was already the American Dream but the 2020s took the FOMO to new levels for those who missed out on the greatest housing bull market this country has ever seen. But here’s the thing – homeownership isn’t for everyone

What do Arnold Schwarzenegger going vegan, the U.S. advocating for lower carbon emissions, and Warren Buffett calling for higher capital gains taxes all have in common?

Doctors know all about job burnout. It’s the reason why so many pursue the FIRE movement to find early financial independence. But what if you don’t have another 10-plus years in the tank and you need to get out sooner?

American doctors hate the health care system almost as much as you do. Here’s how being a doctor in America compares to other countries.

And speaking of doctors, physicians retire much later then most professionals. What are some common physician retiree fears? 

As the first cases of H5N1 are confirmed in humans, Army Maxmen explains how America lost control of the bird flu this past year, setting the stage for another pandemic. 

Nothing seems to work anymore and it feels like the internet is falling apart. Maybe this was the last year of the usable web. If so, blame corporate greed.

The internet is forever. But also, it isn’t. What happens to our culture when websites start to vanish at random?

Abandoned malls don’t just decay: Sometimes they transform into something really cool

Many old malls get bulldozed, but others have become unexpected new destinations that are thriving.

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