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The Sunday Best (01/21/2024)

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so I expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugalitytax issuestravelphysician issues, and investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!

Jorge Sanchez, MD, curated this week’s articles.

The Sunday Best (01/21/2024)

Greg Davis recently retired after a 40-year career as a financial executive and accounting professor. While it has not been too difficult, he shares that he could have had a much softer landing with a little guidance. Here are five things he wishes he had known in the years leading up to my retirement: 5 Things I Wish I Knew Before Retiring

I’ve got my 2 acres of non-leveraged, crop-producing, cashflowing farmland via AcreTrader. Get yours.

Inflation in retirement and FIRE planning is a touchy topic. But you don’t want to mess this up. Misapplying inflation compounded over decades will lead you to a dark place. The Best Interest discusses the proper way to account for inflation in retirement and FIRE planning: Accounting for Inflation in Retirement and FIRE Planning.

White Coat Investor shares an excellent list to review as you approach retirement: 25 Things You Must Do Before You Retire. 

Humble Dollar shares the top eight money misconceptions: Money Misconception.

Fiology discusses the difference between “deserve”  and “earn” and why it matters in personal finance: Deserve vs Earn: From Entitlement to Empowerment.

 

The approval of spot Bitcoin ETFs makes the asset easier to own and trade. Does this mean you should own these ETFs? Can I Retire Yet Discuss: Should Bitcoin ETFs Change Your Investment Strategy?

As the forecasts for 2024 pour in, it’s your job as an investor to ignore them. Here’s what you should focus on instead. From Creative Planning, Four Investing Resolutions for Life

 

Personal finance has no magic, but there are three magical rules you cannot succeed without: Magical Personal Finance Tactics, from Flow Financial Planning.

Stocks generally outperform bonds most of the time, but not ALL the time. Here’s a breakdown of the Historical Returns For Stocks, Bonds, & Cash from A Wealth of Common Sense

Should you adjust your portfolio based on your career? Of Dollars and Data Discuss: Should Your Job Determine How You Invest?

Conventional wisdom says waiting to collect social security as long as possible is best because the monthly income will be higher. But Go Curry Cracker plans to do the opposite; here’s why: Why I Plan to Collect Social Security as Early as Possible.

Charlie Munger, who died recently at age 99, always had a colorful turn of phrase. But entertaining as he was, his comments were also invariably full of wisdom. In fact, Munger’s ideas offered investors a masterclass in investing. Here are some highlights: From Humble Dollar, A Lifetime of Wisdom

 

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