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The Sunday Best (03/03/2024)

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so I expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugalitytax issuestravelphysician issues, and investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!

Jorge Sanchez, MD, curated this week’s articles.

 

The Sunday Best (03/03/2024)

One of the most critical decisions we make once we decide to retire is decisions related to Social Security. Specifically, when should we take their Social Security monthly benefits? This post will discuss the Bridge Strategy and how it can help you maximize Social Security: How to Maximize Social Security with the “Bridge Strategy”

The Chase Sapphire Preferred Card Chase_Sapphire_Preferred

The Chase Sapphire Preferred is my top pick for your first rewards card. Welcome bonus of 80,000 points worth at least $1,000 when used to book travel (after a $4,000 spend in 3 mo) and other great perks you can learn about here.

 

The Finance Buff shares his journey in building a home and the lessons learned: Our Experience in Building a Home Over Buying an Existing Home.

 

Money allows us to help our loved ones. Here are nine ways people use money to fuel their lives: From Humble Dollar, What Lies Beneath

 

 

The S&P 500 continues to take out new all-time highs. Are we in a bubble? A Wealth of Common Sense discusses what happens if you had the unfortunate timing of top-ticking the stock market right before a crash: What If You Invested at the Peak Right Before the 2008 Crisis? 

 

Peter Lazaroff asked financial advisors to share a reason someone should have a solid financial plan that has nothing to do with money. Here’s what he learned: 5 Reasons You Need a Financial Plan That Has Nothing to Do With Money.

 

How self-deception leads to bad results in the markets: From Ritholz, At the Money: Why Self-Insight Is So Important 

 

 

The implications for returns, withdrawal rates, and asset allocation: From Morningstar, How Rising Interest Rates Affect Your Retirement Plan

 

2017’s Tax Cuts and Jobs Act (TCJA) will expire in 2026, increasing income-tax rates for many taxpayers. Here’s how to prepare: From Humble Dollar, Give Early and Often

 

Above the Canopy dives into the seven companies that out-performed last year, why they may or may not continue to outperform, and compare this type of stock concentration to other periods historically: Stock Concentration and the Magnificent 7

 

The difference between budgeting and a spending plan, and why it matters: From Making Your Money Matter, The Power Of A Spending Plan To Maximize Your Life.

 

Dave from Accidental FIRE shares his health and wellness journey in staying healthy working 20 hours a week: My Continual Health & Wellness Journey In Semi-Retirement

 

Best Interest discusses the proper way to account for inflation in retirement and FIRE planning: Accounting for Inflation in Retirement and FIRE Planning.

 

Coach Carson shares a real-life example, breaking down the process step-by-step using tried-and-true tools on How to Analyze a Single-Family House Rental Property. 

 

Debt-Free Dr shares the top general and real estate-specific strategies to help you keep more of your hard-earned dollars: Tax Savings Strategies for High-Income Doctors: Maximizing Your W-2 Deductions.

 

We talked about Fat FIRE here, here are other flavors of FIRE you might consider: 

 

 

 

What is a Tax-Efficient Waterfall, and is it right for you? How to Set Up a Tax-Efficient Investment Waterfall



 

Level Up Your Investment Game: March’s Free Webinars Are Here

As physcian investors progress through various life stages and market landscapes evolve, staying static is not an option. PoF provides access to expert advisors with up-to-date data to help you become a better investor.

You can now register for our free featured webinars of the month.

Impact Investing and Funds

When: March 14, 2 PM EST

Over $270M in investments from physicians to DLP funds!


Join Managing Principal, Rich Delgardo on a live webinar with Physician’s on Fire’s Jorge and Nirav about what is ‘Impact investing’ and how to navigate DLP funds. Gain valuable insight into DLP Capital’s strategies and performance as we navigate the ever-evolving investment landscape. Whether you’re a seasoned investor or just starting, this session will give you the knowledge to make informed investment decisions. REGISTER HERE

DLP Highlights:

  • Consistent cash flow with targeted returns ranging from 9-13%
  • 11 years Inc’s fastest growing companies with $5.25B AUM
  • 2900 families invested to DLP Capital
  • Real estate portfolio 17,000+ units owners and $2B deals funded

Rich will close out the hour with a live Q&A session, so bring your most pressing questions and have them answered by our team.

Getting Started with Private-Market Real Estate Investing

When: March 22, 11 AM EST

Join us for our 3rd webinar with EquityMultiple, the platform that streamlines passive real estate investing for physicians and accredited investors. Daniel Brereton, EquityMultiple’s Director of Investor Relations, will dive into the terms and metrics used in commercial real estate investing and private markets. To conclude, Daniel and Nirav will discuss the various opportunities and risks in private markets and how EquityMultiple’s investment team looks to mitigate these risks. REGISTER HERE

 

A generous and temporarily increased welcome bonus of 80,000 points & Peloton membership credits on the Chase Sapphire Preferred & premium card perks with the Chase Sapphire Reserve!


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