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The Sunday Best (11/19/2023)

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugalitytax issuestravelphysician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!

Jorge Sanchez, MD, curated this week’s articles.


With expected higher future prices and greater medical expenses in our older years, you’d want to ensure your income and investments can support you. Here are 5 Reasons Why You Should Delay Your Social Security Benefits As Long As Possible

I’ve got my 2 acres of non-leveraged, crop-producing, cashflowing farmland via AcreTrader. Get yours.

SPY and QQQ are two key indexed exchange-traded funds (ETFs) that are offered today. SPY is the “original” S&P 500 Index offered by State Street Global Advisors. QQQ is a Nasdaq-100 index fund that tracks the performance of the top 100 companies listed on the Nasdaq exchange. SPY vs QQQ: Which is the better ETF?

The definition of retirement is changing as more retirees refuse to stop working altogether. Eric Hughes from Humble Dollar shares why chose to keep working after reaching early retirement and lessons learned: Not What I Expected


Ellie from His Her Money Guide never cared about her high-paying career. Now retired, she reflects back on her career Was it all worth it?


Is it possible that only people of extraordinary wealth will spend money on luxury goods in the future? Scott Burns suggests this is exactly what the future holds: Is America Hitting Peak Consumption?


The SECURE 2.0 Act of 2022 is a piece of legislation that passed at the end of last year and created new Roth options for business-sponsored retirement plans. A new set of Roth features will be available for organizations that offer 401K, SEP IRA, or a simple IRA for their employees. Above The Canopy delves into the changes: Roth Accounts & Your Retirement Plan: New Options for Business Owners


The Magnificent Seven stocks are carrying the stock market this year while the rest of the stocks are sucking wind. Here’s why it could matter to you. From A Wealth of Common Sense, Power Laws in the Stock Market


Should you follow Dave Ramsey and withdraw 8% of your portfolio a year? Of Dollars and Data tests his advice: How Safe is an 8% Withdrawal Rate?


We have an endless propensity to consume. Homes, cars, passport stamps, and luxury goods. But how do we know if we have enough? From Savant Wealth, Do I Have Enough?


Here’s a quick five-step framework for reading the market news. From TKer, A 5-step guide to processing ambiguous news in the markets and the economy


Investment trends might keep going, or they might not, or they might continue for a while longer before fading or reversing. Here are four useful lessons we can draw from all this: From Humble Dollar, What Goes Up


An insightful discussion on how to balance the concept of contentment with the innately human urge for ambition and progress: From Afford Anything, Happiness Habits, with Harvard Professor Arthur Brooks


Seeking a tax-friendly destination when you retire? Here are  12 Tax-Free Countries Are So Welcoming to Retirees, by The Frugal Expat.


Frugality is a Superpower: in this podcast episode, ChooseFI discusses the intersectionality of frugality and the FI journey, as well as finding the balance between budgeting to invest in the future you want without depriving yourself of the present.


How do the richest Americans get away with paying less than most doctors’ tax rate? From Debt Free Doctor, Buy Borrow Die – How Elon Musk Pays Less Taxes Than Doctors

Retirement is a time to enjoy things we were too busy to do during our long, arduous working years. Here’s PoF’s Top Fifteen List of Fun Things To Do in Retirement.


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