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Retirement is Nothing Like I Thought It Would Be
When we decide to retire, we jump off into the unknown. Sure, we’ve developed a plan. We’ve saved and accumulated … Read more
Jorge Sanchez, MD
Five Years Retired from Surgery
A lot has happened in the last five years. Think about your life on July 22, 2017. What was true … Read more
3 Real Estate Lessons Learned from Our Last Investment Property
The best teacher is experience. The best plans never survive contact with the enemy, or so the old saying goes. … Read more
20 Personal Finance Charts To Help You Build Wealth
Sometimes, looking at a visual representation of facts or numbers can really unlock a concept for you. In this guest … Read more
Post FI Notes 018: FI Within 5 Years of Fellowship
Some of us get earlier starts than others. Today’s interviewee went to a low-cost medical school in India, had a … Read more
Estate Planning On My Mind
We’re all going to die! There’s no sense in pretending we’re immortal. And even the most ardent minimalists among us … Read more
Seven Lessons From Two Years of Financial Freedom
The goal for most of the audience of this site is to retire, probably earlier than most, from their occupations. … Read more
FIRE Crossroads 032: Working Nights in Another State – A Sustainable Approach to FI?
The night shift can be difficult for many working parents to handle. As our interviewee today relates, working nights across … Read more
Why WCI Hates Parent PLUS Loans
Student loans are a necessary evil for some. And even though the federal government inserted itself into most student loans … Read more
Drawdown Strategy Revisited After 3 Years of Retirement
We spend a lot of time on this site thinking about saving: putting a lot of money away, making sure … Read more
Sir Isaac Newton’s Revenge on Wall Street
Performance chasing can be tempting. Those fund managers, stock pickers, and companies who seem to always outperform, always beat, and … Read more
A CPA Dissects and Critiques a FIRE Plan
It’s amazing what you can do with a little knowledge and a spreadsheet. And for many projects, that sort of … Read more
7 Ways to Increase Your Savings Rate
As investors looking for financial success and even financial independence, there are really only two levers we can control. One … Read more
Historical Market Return and Current Expectations
Have you been looking at your portfolio’s performance lately? Has it met with what you were expecting? Do you understand … Read more
Yes, You Can Beat the Stock Market
I think, if we’re honest with ourselves, most of us think we’re smarter at many things than we are in … Read more
The Boring Early Retirement Truth: It’s What You Make It
Most of us spending decades dreaming of retirement, making bucket lists of adventures, toys, and recreation as far as the … Read more
Post FI Notes 017: Couple in Mid-Sixties Seeking Nirvana
All Indian religions assert nirvana to be a state of perfect quietude, freedom, highest happiness as well as the liberation … Read more
5 Reasons You Should Not Self-Manage Rental Properties
It has been said often around here that real estate can be an excellent way to diversify investments, create additional … Read more
FIRE Starter 013: Just Starting Out in Residency
Everyone has to start somewhere. That old adage still rings true: the best time to plant a tree was 20 … Read more
The Brutal Tax Treatment of Widows and Widowers
It’s often said that there are only two absolutely certain things in life: death and taxes. But many folks don’t … Read more