How to Use Tax Diversification to Reduce Taxes Now AND in Retirement
Paying attention to your taxes now AND your taxes later will give you the tax diversification and freedom you’ll want … Read more
Jorge Sanchez, MD
Financial Independence Without Delayed Gratification
Contentment is important. Learning to be satisfied with what you have, to not feel impugned by sacrifice, is a crucial … Read more
Three Years Ago, He Stopped Ironing Shirts
We’ve said many times on this site that early retirement is what you make of it. But it’s always good … Read more
Six Reasons High Earners Fail to Get Rich
It seems logical that the more money you earn, the more money you would manage to accumulate over a lifetime. … Read more
7 Best Real Estate Syndication Tax Benefits
Real estate can be a great alternative asset class for investors of all stripes — accumulators, early retirees, regular retirees, … Read more
How to Invest with a Looming Recession
We talk a lot around here about the importance of staying the course. Jack Bogle was fond of saying, don’t … Read more
Syndication Returns Explained
If you’re thinking of investing in a real estate syndication, you’re probably looking to evaluate the type of return you’ll … Read more
The Four Backstops to the Four Percent Rule
The four percent rule sure seems to get a lot of scrutiny. Is it too conservative? It is too generous? … Read more
Is the Wealth Effect Making You Think You’re Rich?
“How are you feeling?” As a physician, that phrase, or something close to it, may have been one of the … Read more
What the Happiest (and Unhappiest) Retirees Know
It’s always nice to know where you’re heading, and what experiences people arriving before you have had on their journey. … Read more
FIRE Crossroads 033: Government-Issued Golden Handcuffs
Today’s dual-physician couple has not yet arrived at their crossroads, but they can see it if they zoom out far … Read more
We All Knew This Would Happen
It’s like you’ve seen the movie. You know how it goes. And yet you pull the trigger, because you’re afraid … Read more
Ominous Predictions
If we all were able to know where the market was going to trade, we’d all be rich. But that’s … Read more
20 Unique Ways to Change Your Spending Habits
Frugality is a virtue that most folks aspire to, at least at some point in their lives. There can be … Read more
5 Reasons Passive Income MD Prefers Real Estate Over Stocks
There’s more to real estate than just location, location, location. (Those three things are very important as well!) Stocks, equities, … Read more
Why It Seems Like All Doctors Are Quitting Medicine
Many physicians have surely had it rough lately. Between getting the squeeze from insurance companies, private equity buyouts of practices, … Read more
What Will Your Tax Rate Be In Retirement?
“In this world, nothing is certain except death and taxes.” -Ben Franklin, 1789 During all of our working years, almost … Read more
Retirement is Nothing Like I Thought It Would Be
When we decide to retire, we jump off into the unknown. Sure, we’ve developed a plan. We’ve saved and accumulated … Read more
Five Years Retired from Surgery
A lot has happened in the last five years. Think about your life on July 22, 2017. What was true … Read more
3 Real Estate Lessons Learned from Our Last Investment Property
The best teacher is experience. The best plans never survive contact with the enemy, or so the old saying goes. … Read more