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How a NYE Windfall Was Our Biggest Money Mistake of 2021
Many of us grew up picking up loose changes others dropped on the ground. We stuffed it in our piggybanks … Read more
Jorge Sanchez, MD
Pros and Cons of Investing for Cash Flow
It’s one of the more hotly contested debates there is in investing. Income, or cash flow, vs. total return investing. … Read more
Going Undercover: The Truth About “Free” Financial Seminars
William J. Bernstein wrote in his short but highly useful book If You Can to beware of financial professionals. “Act … Read more
FIRE Crossroads 030: A Physician and Pharmacist are Almost There!
A watched pot never boils. And a watched investment account never grows. OK: that may be an overstatement, but today’s … Read more
Would Working Part-time Make You a Better Doctor?
Chances are you became a doctor because you felt a calling. That’s admirable, of course. The world needs more helpers. … Read more
Why This Retired Physician Owns No Bonds
Bond. James Bond. Bonds. The ballast of a robust, stable portfolio. The dramamine for those sick from the market’s ocean … Read more
FIRE Starter 012: Orthopedic Surgeon With a Lucrative Side Gig
It’s often said that multiple streams of income are not only helpful, but perhaps necessary, for most folks to achieve … Read more
How To Profit With Real Estate in a Difficult Economy
Many wealthy people have at least some assets allocated to real estate. Whether through single-family homes, multi-door units, or syndications, … Read more
Working Less is Worth Every Penny
Work hard. Save every penny you can. Hustle now, so you can escape the rat race and relax later. That … Read more
What It Actually Takes to Eliminate Debt
Most physicians have some form of debt at some point in their lives. That might be the student loans that … Read more
Who are the Happiest Retirees?
I’ve written a lot about the numbers and the math behind early retirement and financial independence. That’s with good reason, … Read more
FIRE Crossroads 029: Two CRNAs Seeking Work-Life Balance
All work and no play makes Jack a dull boy. Striking that elusive perfect balance between your job and career … Read more
Physician Early Retirement: Keys to the FIRE
As you can tell by the name of this place, I’m a pretty big believer in the power and accessibility … Read more
Mr. Fates’ Reflections on 3 Years of Early Retirement
Mr. Fates retired several years ago. An executive for a Fortune 500 company, he left millions of dollars in future … Read more
FIRE Crossroads 028: Geoarbitraging to Partial FIRE
How much of a difference does your area’s cost of living make to your financial independence? That’s the question our … Read more
Creating a Withdrawal Strategy when Accidentally Retired Early
There is a lot of material out there on the interwebs about saving for retirement. Coverage of decumulation, however, and … Read more
Post FI Notes 016: In Control of Your Time and Your Wealth
One of the big keys to financial independence is the control you regain over your own life and affairs. No … Read more
Room for Error in Retirement
Flexibility. Leeway. Give or take. These are all different ways of articulating the concept of leaving room for error. Particularly … Read more
FIRE Crossroads 027: Perhaps FI, Perhaps Not, But Working Toward It
There is considerable polite argument in retirement and financial planning circles about just how much is “enough” to retire. Can … Read more
Balancing Your Financial Goals
Having lots of competing interests and goals can be stressful. Often we search for the One Right Answer, something for … Read more