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Why High Income Doesn’t Guarantee Financial Security
It’s safe to assume that there’s a cardiologist in every major American city who drives a BMW, owns a 4,000-square-foot … Read more
Nirav Shah, MD
Physician Spending Guilt During Retirement: How to Make the Most of Your Hard-Earned Money
Physicians have gotten better about entering retirement with serious financial muscle. Yet many still struggle with peace about actually spending … Read more
What To Do After Tax Day: Steps That Matter for 2026
Try as we might to be thorough, some things always slip through the cracks. Now, with Tax Day behind us, … Read more
Rich, Rich-ish, and the $650,000 Between Them
“The 1%” sounds like an abstraction. It’s something economists argue about on cable news. But if you’re a physician, you … Read more
The 2026 Financial Checklist Every Matched Resident Needs Right Now
With the emotional rollercoaster of Match Day behind us, let’s move on to the financial decisions that need to happen … Read more
Does Inflation Hit Retirees Differently? What Physicians Need to Know
Since 2010, Social Security benefits have lost 20% of their buying power, according to The Senior Citizens League. After 14 … Read more
Physicians are Losing America’s Trust — But is it Our Fault?
Nurses are the most trusted professionals in America. For the 22nd consecutive year since 1999, they claimed the top spot … Read more
Atlas Wears Scrubs: Why 97% Healthcare Job Growth Is a Red Flag for FIRE Physicians
“On paper, the economy is booming,” reports the Washington Post. Low unemployment, strong consumer spending, steady corporate investments, it’s amazing. … Read more
Financial Planning for Dual-Physician Households: Optimizing Your Wealth for Success
Building a life with someone is always part romance and part logistics, especially in this day and age when pragmatism … Read more
Your 2026 Financial Reset
While the word ‘reset’ carries a slightly negative connotation in the sense that it implies something is not really up … Read more
Physician Compensation 2025: Modest Gains and Deeper Financial Pressures
The latest Doximity compensation report reveals a physician workforce under mounting pressure. While average pay increased 3.7% from 2023 to … Read more
My Only New Year’s Resolution: Stop Being “Pathologically Conservative”
Physicians are trained to be conservative for good reasons. You don’t “wing it” in the OR. You don’t ignore a … Read more
The Physician’s Holiday: Working While Others Celebrate
December looks different when you’re covering a hospital shift. While most Americans debate whether to spend 10% more or less … Read more
The Two Americas of Holiday Spending
Americans say they plan to cut back this Christmas but the data tells a different story. According to an NBC … Read more
A Physician’s Guide to Medicare’s Specialty Care Changes — What’s Really Happening?
By now, I’m sure you’ve heard about the recent Medicare policy that aims to cut doctor payments for specialty procedures. … Read more
The Yen Carry Trade Explained for the Financially Savvy Physician
The top five Big Tech (Nvidia, Microsoft, Apple, Alphabet, and Amazon) firms now account for nearly 30% of all U.S. … Read more
Year-End Health Care Moves To Save You Money
Rising healthcare costs are coming for U.S. physicians from both sides of the exam table. In 2025, family health insurance … Read more
A Guide to Switching Specialties for Residents
In the 2022–2023 academic year, 1,153 residents (roughly 0.7% of active trainees) changed their specialty. The American Medical Association reports … Read more
Why Do Americans Work So Much?
At the center of our nation’s identity is the epithet of “the American Dream,” and at the center of that … Read more
Is Passive Income Possible in Healthcare?
74% of practicing physicians say burnout would drive their decision to leave clinical medicine. Many plan to get out as … Read more